Bank of ireland

camellia_c

Who are this crew? Are they part of RBS? Which CRAs do they check for their credit cards and bank accounts. I believe N.I.D has a card with them??

londonuk2008

After N.I.D got his I applied for the gold and got it.After I applied it must have taken around six weeks - I recieved the forms and signed and sent back then out of the blue they called me around three weeks later to run over a few questions.After another couple of weeks I called them , the advisor said the application was with the underwriters and he would call me back.He did call me the next day and said I had been approved.Intialy they searched Equifax -and followed up with Experian.They did not re-search either again.

So far (around 7 months)no issues - mind you at the beginning the card was declined a couple of times until a patern emerged from me.Only downside is there is no online account feature - if you have a bank account with them it is then linked online.

They are not part of RBS (Thats ulster bank) - they are independent.

Good luck!

never-in-doubt

Niddy does indeed have an account with them and agree with London boy above - pretty much spot-on.

Remember BOI run the Post Office card as well.... although that said the PO card is allegedly harder to get... BOI Gold start with £3k limit usually....

London - what was your limit?

I started with £3k then reduced to £2k then £1k - must be cos of the credit data at the time, it'll go up again soon i'd think.