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Minor car accident=extortive injury claim!

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Comments

  • sorry he told the driver he was insured never gave the details
  • OP, as you OH was in a new car, I take it this was repaired at a garage. What was the damage and cost of the repair? Probably not in keeping with a 10k injury claim.
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  • dearlied2 wrote: »
    sorry he told the driver he was insured never gave the details


    Thats ok he didn't have to.
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  • Chippy; police werent involved they both got in their car and drove off. Hes claiming minor injuries, back pain and headaches and unable to go to work.
  • dearlied2
    dearlied2 Posts: 8 Forumite
    edited 16 November 2009 at 12:06AM
    the cost to our car was under 1k. He took it straight back to the showroom for them to sort out
  • dearlied2 wrote: »
    Chippy; police werent involved they both got in their car and drove off. Hes claiming minor injuries, back pain and headaches and unable to go to work.


    Compensation is based on a scale for injury and a couple of months isn't long enough to assess his long term prognosis.

    Loss of earnings will also be within the compansation, but when will the other party be able to go back to work.

    The whole claim against your OH smacks of a benefit scamming, sky tv watching, where there's blame there's a claim advert, we'll get you some money if you use us. At best if the other party has injury only half a job has been done on his behalf.

    Tell your insurance company to fight everything regards the injury as the court will need some real evidence.
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  • Those where my very thoughts Chippy, he seemed like an ok bloke. But who knows whats driving him!
  • Quentin
    Quentin Posts: 40,405 Forumite
    Crabman wrote: »
    For a county court claim normally you'll need to file an acknowledge of service (of the notice of claim) within 14 days. The relevant deadlines should be stated on the notice.

    You'll then get 28 days from the date of service to file a defence which can be extended for another 28 days by mutual consent with the other party under Civil Procedure Rules.

    It shouldn't take more than a couple of days for the court papers to reach the insurers - send by special delivery (£4.99) if necessary (keep receipt so you can try and claim the cost back) or scan and email to the insurers so they are at least aware of it.

    You do not need to file an acknowlegement of service.

    You shouldn't answer any correspondence you get, but as already advised pass all correspondence on to your insurer unanswered.

    (You could stress in your covering letter to the insurer that you have not replied to the court, and ask them to confirm they will deal with the court over the claim documents you have received.)
  • Quentin: Thanks for advice. Letter has been sent and OH is going to check with insurer that its been recieved and is getting dealt with.
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