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Urgent Manchester Bank Charge Makeover

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Comments

  • Quincy_3
    Quincy_3 Posts: 2,204 Forumite
    Good idea very savvy :)
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    hully2000 wrote:
    Hi- I work for one of the major banks and am disgusted by the charges they make!! I will try and come along tomorrow and will try going forward to offer some help from 'the inside'


    Good luck to all claiming back!!!

    You may think that, but don't you think you might be risking your job talking about this in public?
  • Feux_Verts
    Feux_Verts Posts: 50 Forumite
    M_Thomson wrote:
    You may think that, but don't you think you might be risking your job talking about this in public?

    Only if you're silly enough to use your real name on a public internet forum!
  • Quincy_3
    Quincy_3 Posts: 2,204 Forumite
    Im confused.

    I was watching the TV prog the other day and some chap came forward from the gathering in the street and said something along the lines of "well people know that if they go overdrawn they will be charged" I thought fair dinkum as lets face it thats the truth I mean if you dont go overdrawn you wont get charged its as simple as that, and you replied with a comment about slapping, What was all that about then, did make me laugh though. :D
  • mjanet
    mjanet Posts: 297 Forumite
    Quincy wrote:
    Im confused.

    I was watching the TV prog the other day and some chap came forward from the gathering in the street and said something along the lines of "well people know that if they go overdrawn they will be charged" I thought fair dinkum as lets face it thats the truth I mean if you dont go overdrawn you wont get charged its as simple as that, and you replied with a comment about slapping, What was all that about then, did make me laugh though. :D

    The fella in the crowd was meaning that people agreed to it as it's in the terms and conditions of the contract you signed , so legal.What Martin was quite rightly saying was if I gave you a contract and in it it said I could smack you thaa=t doesn't make it legal for me to smack you.In other words just because something is stated in the T&C's does not mean it is lawfull.
    The charges are in the T&C's but they are penalties so unlawful and this is backed up by case law going back to the 1800's to present day.
    Wish I could stop editing EVERY post I make :mad:
  • Quincy_3
    Quincy_3 Posts: 2,204 Forumite
    mjanet wrote:
    The fella in the crowd was meaning that people agreed to it as it's in the terms and conditions of the contract you signed , so legal.What Martin was quite rightly saying was if I gave you a contract and in it it said I could smack you thaa=t doesn't make it legal for me to smack you.In other words just because something is stated in the T&C's does not mean it is lawfull.
    The charges are in the T&C's but they are penalties so unlawful and this is backed up by case law going back to the 1800's to present day.

    Yeah I thought Martin dodged the issue aswell, "Thanks" :beer:
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