We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
short term insurance???
smileykylie_2
Posts: 239 Forumite
in Motoring
My annual car insurance is up on the 1st of December. I am leaving the country on the 21st of Jan. I am in the process of arranging a lease car from work and plan to sell my car before the 1st of december so I won't have to renew car insurance.
I am also moving house the weekend before this and need my car so have a small window in which I can sell it. (i am going to try and move during the week before but may need my car the weekend 28/29th nov)
In the event that I cannot sell it what options do I have in terms of insurance. I still need some form of insurance for people to test drive etc, but don't want to get myself tied into a policy as it may be only for a couple of days.
Any help gratefully received.
I am also moving house the weekend before this and need my car so have a small window in which I can sell it. (i am going to try and move during the week before but may need my car the weekend 28/29th nov)
In the event that I cannot sell it what options do I have in terms of insurance. I still need some form of insurance for people to test drive etc, but don't want to get myself tied into a policy as it may be only for a couple of days.
Any help gratefully received.
0
Comments
-
smileykylie wrote: »My annual car insurance is up on the 1st of December. I am leaving the country on the 21st of Jan. I am in the process of arranging a lease car from work and plan to sell my car before the 1st of december so I won't have to renew car insurance.
I am also moving house the weekend before this and need my car so have a small window in which I can sell it. (i am going to try and move during the week before but may need my car the weekend 28/29th nov)
In the event that I cannot sell it what options do I have in terms of insurance. I still need some form of insurance for people to test drive etc, but don't want to get myself tied into a policy as it may be only for a couple of days.
Any help gratefully received.
Try the insurance board
I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
will do thanks0
-
Look for a policy with no cancellation penalties, this will take a lot of work to find, I'm not sure if they even exist anymore, I think the industry standard now is 1 months premium.
Another way round it, would be to insure, for 13 days and then cancel, you are entitled to a full refund within 14days, no quibble, no argument, it's the law. But even then read the policy, I think Swinton has a penalty even in the first 14days - which could be unlawful, but you don't want that hassle.0 -
Norwich Union used to do short term policies - up to max of 30 days. I used it a couple of times when buying a new car etc - not sure if they still do this as it was a couple of years back0
-
I recently got a days cover through tempcover to tax my new car as despite having it insured already, the archaic system wouldn't allow me to tax it for 7-10 days as my insurer wouldn't email the cert and the DVLA say you need the actual cert to tax it :mad:- I was going mad until I decided on the day cover.
And if you do it quidco pay £8 per policy - so my day cost £16-£8 Quidco (tracked straight away). Not sure how much a week or two would cost but I think each day might be cheaper after the first 2. S0 -
.......Another way round it, would be to insure, for 13 days and then cancel, you are entitled to a full refund within 14days, no quibble, no argument, it's the law. But even then read the policy, I think Swinton has a penalty even in the first 14days - which could be unlawful, but you don't want that hassle.
And presumably you could do the 14 days again with a different company (and again)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards