We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Confessions of a (reformed??!) Shopaholic

1212224262729

Comments

  • misslauren
    misslauren Posts: 403 Forumite
    Well I haven't been the best with my cards recently, and there hasn't been nearly as much progress as I would like, so I'm trying really hard to get them paid down seeing as the interest I'm paying now is just ludicrous... I'd rather be taking a luxury holiday once a year then paying the banks money for the ability to have borrowed off them.

    Will try and update more often... I'ts nearing time for applications for fashion schools so I'm desperately trying to get my portfolio in order, I am learning piano and can play jingle bells, and have actually managed to shift a couple of those annoying last kilos. Also got to spend some time at a racing stable yesterday and have been offered a free horse! Not anything I can act on now.. but if I get myself debt-free.. maybe down the track =)
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • misslauren
    misslauren Posts: 403 Forumite
    urgh.... waiting for tax return... $900 off my debt.... will be good!
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi misslauren, good to see you back :D And remember, baby steps are the way to go!
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • misslauren
    misslauren Posts: 403 Forumite
    Thanks ShoeGal :)
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • TDQO
    TDQO Posts: 807 Forumite
    Hi Lauren, glad it's all moving forward, albeit slowly. Good luck with the applications for fashion school, you'll knock em dead!
    The size of a glory hole in an open pit should not be greater than the cross-section of the haul trucks that dump into it. Otherwise, you are bound to lose a truck, sooner or later. Source: Sergio Cha

    I'm sorry for the demon I've become but you should be sorry for the angel you are not.
  • Ok.. so $200 left to pay off on the laptop, have St. George down to $5,775, and ANZ to $2,700.. a little bit of progress :)
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • ziggles50
    ziggles50 Posts: 714 Forumite
    misslauren wrote: »
    Ok.. so $200 left to pay off on the laptop, have St. George down to $5,775, and ANZ to $2,700.. a little bit of progress :)

    but all good progress....well done keep it up!:j
    Blessed are the poor in spirit: for theirs is the kingdom of heaven
    Matthew 5:3
  • misslauren
    misslauren Posts: 403 Forumite
    Have decided I will keep a cute little notebook with my running balances for my accounts in it... I'm hoping if I do that then I might be put off impulse buying anything.. might help me stop the whole running out of money and using my cards problem.

    Fashion school applications... so nervous, but excited too!
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • misslauren
    misslauren Posts: 403 Forumite
    Well looks like I might have scored an Assistant Manager job, meaning and extra $250-$300 per week, which will go directly off my cards. Fingers crossed! :D
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

  • ziggles50
    ziggles50 Posts: 714 Forumite
    misslauren wrote: »
    Well looks like I might have scored an Assistant Manager job, meaning and extra $250-$300 per week, which will go directly off my cards. Fingers crossed! :D


    WOOHOO!!!:j:j:j:j
    GOOD FOR YOU GIRL!
    Blessed are the poor in spirit: for theirs is the kingdom of heaven
    Matthew 5:3
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.