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Settled Default
Wallhart
Posts: 240 Forumite
in Credit cards
Hi there,
About 5 years ago I defaulted on a mobile hone contract. To cut a long story short I had set up an online only contract (in store) with a card I was unaware could not manage DD. The person also put the wrong details in for my name. I never knew I had defaulted until I had a letter from a collection agency. I paid it off that very month
The default is still showing on my credit file as settled within a month. Is there any possibility of getting this removed. I am getting pre-approved for CC's etc (even though I am not taking them out) so my credit score can't be too bad bt I know it would be a lot better if this defaault was removed.
Any advise would be grateful.
About 5 years ago I defaulted on a mobile hone contract. To cut a long story short I had set up an online only contract (in store) with a card I was unaware could not manage DD. The person also put the wrong details in for my name. I never knew I had defaulted until I had a letter from a collection agency. I paid it off that very month
The default is still showing on my credit file as settled within a month. Is there any possibility of getting this removed. I am getting pre-approved for CC's etc (even though I am not taking them out) so my credit score can't be too bad bt I know it would be a lot better if this defaault was removed.
Any advise would be grateful.
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