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Debtbegone's Debtbusting Diary

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Comments

  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Right, have drawn up a mini to-do list for tomorrow. Lets see how I get on!

    *Post Office with ebay parcels
    *45 mins Wii Fit
    *List 10 items on ebay
    *List 2 items on ebay
    *Downgrade/cancel Napster (OH still hasn’t found his mp3)
    *Make a start on two pieces of work I’ve put off for the last fortnight
    *JPJ – TF
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • debtbegone
    debtbegone Posts: 1,007 Forumite
    edited 1 June 2010 at 7:14PM
    debtbegone wrote: »
    Right, have drawn up a mini to-do list for tomorrow. Lets see how I get on!

    [STRIKE]*Post Office with ebay parcels[/STRIKE]
    *45 mins Wii Fit
    *List 10 items on ebay
    *List 2 items on ebay
    [STRIKE]*Downgrade/cancel Napster (OH still hasn’t found his mp3)[/STRIKE] Cancelled
    [STRIKE]*Make a start on two pieces of work I’ve put off for the last fortnight[/STRIKE] One finished, the other started
    [STRIKE]*JPJ – TF[/STRIKE]

    So far not so good!

    *edited* Quarter past 7 - I'm getting there!
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • debtbegone
    debtbegone Posts: 1,007 Forumite
    debtbegone wrote: »
    Right, have drawn up a mini to-do list for tomorrow. Lets see how I get on!

    [STRIKE]*Post Office with ebay parcels
    *45 mins Wii Fit[/STRIKE]
    *List 10 items on ebay - managed 5, think that's all I'm going to be able to do when I'm working :o
    [STRIKE]*List 2 items on ebay
    *Downgrade/cancel Napster (OH still hasn’t found his mp3)
    *Make a start on two pieces of work I’ve put off for the last fortnight
    *JPJ – TF[/STRIKE]

    Well, almost got there! Napster got completely cancelled (I was nice and was paying it for the OH each month) Got one of the work things completely finished, the other started.

    The wii fit, I've decided to do it by calories rather than time, else I'd spend my 45 mins on silly games instead of "burning that fat" :rotfl:

    Also going to make it 5 items a night through the week, then try ten at the weekends.

    Managed a NSD today, avoided the Lucozde :D If I can keep doing that I'll be saving pennies and shedding pounds at the same time :T
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Ooohh, free ebay listing day on sunday. Better start prepping!

    List for today:
    *Post Office with ebay parcels
    *45 mins Wii Fit
    *List 5 items on ebay
    *List 2 items on ebay
    *Finish the piece of work I'd been putting off
    *JPJ – TF

    Going to be a bit tricky today as I've got to pick the OH up from his work in the late afternoon which will most likely eat up about 2 hours :eek:

    I failed on my not using the CC in May *Just* :( ended up using it to pay for ebay postage on Thursday & Friday while waiting for money to clear in my account. And I'm going to fail today as I'll have to put a full tank of fuel in the car to pick him up and I've not got enough for that in my account until payday tomorrow :mad:
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • debtbegone
    debtbegone Posts: 1,007 Forumite
    debtbegone wrote: »
    List for today:
    [STRIKE]*Post Office with ebay parcels[/STRIKE]
    *45 mins Wii Fit
    *List 5 items on ebay
    *List 2 items on ebay
    *Finish the piece of work I'd been putting off
    [STRIKE]*JPJ – TF[/STRIKE]

    Had a crap day today. Managed jpj, posting parcels and got 2 items listed out of the 5. I really can not be bothered doing anything else right now so will most likely curl up in bed with a book :(
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    uhh i know how you feel. I was full of energy and motivation on Monday now all i want to do is relax and not think about ways to make money!!!!

    delighted at the free listing day on Sunday tho. :)
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    I think a full month of ebaying is taking it's toll :( I spent yesterday washing and polishing the car (something I hate doing and have been putting off for ages) instead of working and listing.

    But I need to keep going as it's going to be another tight month and I really don't want to put anything onto the cards like last month. I've just paid off what I'd put on it at the end of May though so I kinda cancelled it out :o

    Aiming to make my minimum cc repayments from ebay again in June, plus enough for my phonebill, lovefilm plus around £120ish that should cover fuel for the month (basically all my bills!) So that's me looking to make £320 from ebay so slightly more than the £10 a day.

    I think I'm focusing on ebay to try and de-clutter before moving (if we ever do, waiting on sparkies and plumbers before the joiner can finish and they're taking forever :mad:) So once I've finished off a couple of small jobs at work I'm going to get cracking with the photographing and listing :)
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Hmph, as if things couldn't get any worse. My "work" pay is going to end up practically non-existent this month and I don't have a clue how I'm going to pay all the stuff that needs paying :cry:

    I'm being quite good and amn't stressing too much about it. . . yet. But today shall be spent wasting my life away listing junk on ebay :(
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just de-lurking to give you a big ((HUG)) hun, hang on in there
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Thanks Smlsave :) Don't be a lurker, be a poster and break up my random ramblings :D

    I'm just hanging in at the moment :o I've just been sent a massive bt phonebill so it's all go on the moneymaking front! And I somehow managed to put on half a pound weight wise last week too :mad:

    On the moneymaking front, so far since Sunday I've:

    *Picked up hours covering holidays at the p/t job I used to have. Hopefully I'll be able to pick more up over the next while, there's usually quite a few hours going over the summer months

    *Been listing everyday on ebay. It might just be small value items, but pennies make pounds and I'm doing some much needed decluttering at the same time.

    *Started on my sideline money-making thingumy I was talking about previously, reckon if I can do a bit each day I'll be able to hopefully take in an extra £20ish a week.

    *Doing jpj every day. Actually won a fiver at the end of last week! Again, just small amounts but for a couple of mins every morning the pennies will make pounds.

    *Everyday since last Friday has been a NSD. Going to try and keep this up as much as possible this month.


    I KNOW that this is the last month it's going to be really tight moneywise so I'm keeping that at the front of my thoughts, knowing that I'll be able to start paying more than the minimums to the cc's in July and will start making a dent in them properly.

    Need to see what (if anything) I can do about the scarily high 29.9% on my hbos card :mad: I don't even have a clue when they put it up to that, and with a balance of over £4000 on it it's not good!
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





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