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ok, have given myself a bit of a shake now, and looked at the money. GOt home to OH's mobile bill which was............wait for it..........£87.98!!!!!!!!!!!!!!!!!!!!
!!!!!!????? On further inspection internet stuff - £40ish.....rang him and told him. he thought it was free. Oh lordy! I didn't shout or anything but don't know where the hell I am meant to get this money (or where we are rather).
On ebay I fly - 10p listings on thursday, so OH's PS2 games/DVDs here I come!!!
Will look at finances again tomorrow - but I think I will be ok if pull belt in really tight...all those things I don't really like in cupboards HAVE to be eaten now
Sea xxxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
well done on the job!! am very very proud of you!!
sorry to hear that the spending got out of control from you for a while there (i know how that can be), but glad you're getting yourself into gear with ebay.
have a good storecupboard week!!MFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Hey there Sea
Very well done on the job :T Hope you are very pleased.
Minor hiccup with the spending. Don't be too hard on yourself, tighten your food budget, be careful with petrol and you will be fine.
Hang in there, it will get easierLeason learnt :beer:0 -
Hi Sea,
congrats on the job and stuff.
Look at Martin's thread on internet packages, see if oyu can get something cheaper, im with talk talk, calls, line rental and broadband for 21 quid a month.
Childcare is tricky, have you looked in to salary sacrifice schemes? This is a voucher scheme run by workplaces, partially met by governement, where you pay childcare and it is taken from your salary, i have some leaflets and stuff on this if you want one. Main thing is, Salry Sacrifice really messes up your pension, so read up carefully.
If not, have a scout around for a decent childminder. My sister(brassy cow) told her childminder she was gonna pay her half price for 3 months, told the childminder she was on trial, and it worked lol. If not, how about any nurseries?
Hope this makes sense cos im about to go to bed.0 -
Hello Sea,
Sorry I missed this thread first time round - I'm so excited for you - your whole life is changing and it sounds like its all going to work out, just fine.
A scary, expensive few months coming up though, I reckon!
Congratulations on the job and the move - keep us posted!
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830
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