Home information Pack where to get one From

joebloggs09

Hi

Just all some advice on hips most the estate agents seem to charge an arm and a leg for hip, I have seen them for sale on the internet for under £200 can anyone recommend a an online company that will do me a good job and how long they take to produce.

Many thanks

Harry_the_WASP

I hate to spot the obvoius, but go to the government site that gives you the info and do it yourself, 3 of my friends have done it, its simple and saves you hundreds of pounds. I will locate the website and post on here.

Harry_the_WASP

Why make your own HIP?
Making your own HIP is relatively straight forward and may save you money on administration costs, you are also able to get the best quotes for certain required sections.
Handling it yourself will also free you from an estate agent. To make a HIP with an agent will tie you to that agent and you will lose the element of freedom to move around.
What does a HIP need to contain?
The HIP is comprised of documents and certificates most of which must be provided, but some of which are voluntary and would only be included if you believed that their inclusion would make the house more sellable. Here is a list of what the HIP will contain:
• Index
• Energy Performance Certificate
• Sale Statement
• Title information
• Local Authority and drainage searches
If your property is Leasehold or Commonhold then the pack must also contain the following:
• Copy of the lease
You may also include if you believe that it may help with the sale of your house, the following:
• Building insurance policy
• Contact details for the landlord or management and any legal details
• Regulations that apply
• Recent service charges receipts and accounts• Home condition report
• Two sellers questionnaire forms called Home Use Form and Home Contents Form
• legal summary
• Other searches such as a mining search
Getting started
The Home Information Pack Index
First of all go to: the goverment home information site which relates to buying and selling houses and compiling HIP's
Scroll half way down the page and under the title Pack forms, you will find the download. At this stage it is also advisable to download the Sale Statement just underneath it for use later.
The Home Information Pack index is the first item on the list but is best left until last to fill out. It is basically a contents page to the rest of the pack. In this index you must list everything that is included in your pack, whether the items are required or optional (authorised). Any documents that are missing must also be listed with an explanation as to why that document is missing. This index must be amended as soon as any change is made to the contents of the pack.
For now just fill in the Address and Postcode or Plot Number section on the front page.
Energy Performance Certificate

gld73

I got mine online from valuhips (https://www.valuhips.co.uk) - you can get a quote very quickly on their web site (the cost varies slightly depending on which authority they have to pay?). My estate agent had wanted me to get an expensive one via them and warned that ones off the internet might not be adequate - in my case it was fine though, solicitor etc all happy with it. It was just a standard, fairly modern, freehold house though, so the HIP for that is probably pretty straightforward.

david29dpo

Harry_the_WASP wrote: »

Why make your own HIP?
Making your own HIP is relatively straight forward and may save you money on administration costs, you are also able to get the best quotes for certain required sections.
Handling it yourself will also free you from an estate agent. To make a HIP with an agent will tie you to that agent and you will lose the element of freedom to move around.
What does a HIP need to contain?
The HIP is comprised of documents and certificates most of which must be provided, but some of which are voluntary and would only be included if you believed that their inclusion would make the house more sellable. Here is a list of what the HIP will contain:
• Index
• Energy Performance Certificate
• Sale Statement
• Title information
• Local Authority and drainage searches
If your property is Leasehold or Commonhold then the pack must also contain the following:
• Copy of the lease
You may also include if you believe that it may help with the sale of your house, the following:
• Building insurance policy
• Contact details for the landlord or management and any legal details
• Regulations that apply
• Recent service charges receipts and accounts• Home condition report
• Two sellers questionnaire forms called Home Use Form and Home Contents Form
• legal summary
• Other searches such as a mining search
Getting started
The Home Information Pack Index
First of all go to: the goverment home information site which relates to buying and selling houses and compiling HIP's
Scroll half way down the page and under the title Pack forms, you will find the download. At this stage it is also advisable to download the Sale Statement just underneath it for use later.
The Home Information Pack index is the first item on the list but is best left until last to fill out. It is basically a contents page to the rest of the pack. In this index you must list everything that is included in your pack, whether the items are required or optional (authorised). Any documents that are missing must also be listed with an explanation as to why that document is missing. This index must be amended as soon as any change is made to the contents of the pack.
For now just fill in the Address and Postcode or Plot Number section on the front page.
Energy Performance Certificate

You missed the PIQ

rabbitweed

Recommend 'hipexpert': http://www.hipexpert.co.uk

They appear to be the same outfit as ehips and hips4u, but the difference is this website allows you to make your order online without having to wait for someone to call you back (and inevitably, try and sell you additional services).
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irisandalex

joebloggs09 wrote: »

Just all some advice on hips most the estate agents seem to charge an arm and a leg for hip, I have seen them for sale on the internet for under £200 can anyone recommend a an online company that will do me a good job....

I'm biased, but unless there's a real price advantage I'd always recommend going with a local independent HIP provider who you know you can call directly with any questions or problems!

joebloggs09 wrote: »

...how long they take to produce.

Normally providers that quote for people through trustedlocal.com promise that all the bits needed to market the property will be available within just a few days. (I'm involved with this website so see lots of quotes from across the country.)

Harry_the_WASP wrote: »

I hate to spot the obvoius, but go to the government site that gives you the info and do it yourself, 3 of my friends have done it, its simple and saves you hundreds of pounds. I will locate the website and post on here.

Out of interest, how much did this end up costing you? A previous thread on MSE seemed to conclude that it was often cheaper to buy a HIP (as the providers can get discounts on the documents).

reverend

I've been looking into doing my own HIP using the site here:

http://www.direct.gov.uk/en/HomeAndCommunity/BuyingAndSellingYourHome/Homeinformationpacks/index.htm

As far as I can work out, depending on where you live and who you know, it does seem cheaper to buy a HIP for circa £250 - £300 than to do it yourself. Here are the costs I would incur to make my own HIP for my 1 bedroom flat completed in 2006:

1: The Home Information Pack Index – £0
2: Property Information Questionnaire (PIQ) - £0
3: Energy Performance Certificate/Predicted Energy Assessment – Quoted at £65
4: Sustainability information for newly built homes - not required for my flat
5: Sale statement - £0
6: Evidence of title – Obtained at cost of £11
7: Standard searches – Local authority searches quoted at £215 (Southwark) Drainage searches £55 (Thames)
8: Lease – Already hold copy £0

I am unsure though how the HIP companies can get searches out of my local authority cheaper than I can.

reverend

i asked a question of communities.gov.uk as to how the HIP companies can get the searches cheaper than i can by going direct to the Local Authority and Water Company. Their reply indicated that the 'Personal Search' method used by the HIP commany essentially accesses each bit of information needed for the search separately, and at least for my Local Authority, a great deal of it seems to be publicly available, although it would take a lot of legwork to get it together.

My local authority runs a 'One stop shop' where a lot of the searches info can be obtained at the cost of photocopying. Some of it can only be obtained by writing to a specific department. Have a look at this document on Southwark councils website, which details where all the information can be found. I have no idea if this is all you would need for the searches part of the HIP or not:

http://www.southwark.gov.uk/Uploads/FILE_41706.pdf

I've paid a company £239 to get mine together (I already obtained the title deeds at a cost of £11 - so got a discount from the HIP company of £11)

Richard_Webster

Private search companies are in some cases cheaper than local authorities. HIP companies have often negotiated discounts from search providers who will generally have standard national rates.

Even without the discount I can get a private local search and a drainage search for signficiantly less than Reverend would have had to have paid Southwark Council just for the local search.

Some local authorities are fighting back and have drastically reduced their charges for local searches. A year or two ago Southampton charged £192 - now £67.11! No point in me doing a private search in Southampton any more.