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How can I find out if someone has been made bankrupt?

I have rented a property to someone who has turned out to be a far from perfect tenant having left the bills unpaid for over a year, trashed the property and rent arrears. Main thing is we now have the property back, at last!

However the tenant was apprently bankrupt, wasn't declared to us despite been a question on application form to rent. I want to check this out. Found a website but it only goes back 3 months. I suspect tenant was bankrupt a few years ago but really need to check this out.

Any help on how I can find out?

Thanks so much.
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Comments

  • MicheH
    MicheH Posts: 2,631 Forumite
    I know that london gazzette has bankrupts details for infinity so worth a look on there? Any one any better advice than moi?? Ta
  • suseh97
    suseh97 Posts: 112 Forumite
    Becks045 wrote: »
    I have rented a property to someone who has turned out to be a far from perfect tenant having left the bills unpaid for over a year, trashed the property and rent arrears. Main thing is we now have the property back, at last!

    However the tenant was apprently bankrupt, wasn't declared to us despite been a question on application form to rent. I want to check this out. Found a website but it only goes back 3 months. I suspect tenant was bankrupt a few years ago but really need to check this out.

    Any help on how I can find out?

    Thanks so much.

    If the tenant was BR a few years ago you would still be able to claim back the money they owe you. Unless they plan to go BR again
  • MicheH
    MicheH Posts: 2,631 Forumite
    suseh97 wrote: »
    If the tenant was BR a few years ago you would still be able to claim back the money they owe you. Unless they plan to go BR again

    How does that work if you don't mind me asking. The Op wrote that there was a question on the paperwork to rent and possibly wasn't declared bankrupcy. That tells me that the OP thinks that s/he went bankrupt before they rented their property therefore the rent arrears would not be included because it was a debt incurred after bankruptcy.

    Am I right? Have I missed something and made myself look like a plank again!?
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • suseh97
    suseh97 Posts: 112 Forumite
    MicheH wrote: »
    How does that work if you don't mind me asking. The Op wrote that there was a question on the paperwork to rent and possibly wasn't declared bankrupcy. That tells me that the OP thinks that s/he went bankrupt before they rented their property therefore the rent arrears would not be included because it was a debt incurred after bankruptcy.

    Am I right? Have I missed something and made myself look like a plank

    again!?

    Yes. That is what I meant. The only reason I can think of the OP checking on the BR is because they want to try and reclaim some of their expenses - trashed house, unpaid bills, rent arrears. I was merely pointing out that they could go ahead and do this as a BR years ago would not be any reason for the tenant to dodge out of what they now owe the OP. Lets face it if they have wrecked a house they aint gonna care that they lied on an application form.

    They would only not be able to claim back any money if the tenant was to now make themselves BR again. Which is unlikely
  • OP has to find the miscreant first, then prove he did the damage, not that easy
  • suseh97
    suseh97 Posts: 112 Forumite
    OP has to find the miscreant first, then prove he did the damage, not that easy

    Very true. But there is no other reason I can think of why he would be so interested in finding out if the tenant was once BR.
  • JPS29
    JPS29 Posts: 1,607 Forumite
    suseh97 wrote: »
    If the tenant was BR a few years ago you would still be able to claim back the money they owe you. Unless they plan to go BR again

    Not worth the hassle.

    Best to just put it down to a bad experience and either use a letting agent or do better tenant screening in future.
  • MicheH
    MicheH Posts: 2,631 Forumite
    I see suse, thanks for putting me right, I misunderstood your post. I do that rather often i'm afraid
  • Becks045
    Becks045 Posts: 166 Forumite
    Thanks all.

    I agree, they aren't going to care that they lied on an application form but I guess I just wanted to know for peace of mind and then to ascertain whether I do ever have any chance of getting any money from them!

    Am well shot of them so probably just have to write it off as a bad experience.
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