We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Not my debt but they've put my name on it!

2»

Comments

  • Xbigman
    Xbigman Posts: 3,918 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Equifax but one day ordered the Experian one and found out that on that one I was financially associated to my ex! God knows why either. The only thing I can think of was she was on my car insurance! :confused:

    Did you pay the insurance by insyalments, thus having credit with the insurance company? Otherwise they are being pretty cheeky financialy linking you for insurance.
    Regards


    X
    Xbigman's guide to a happy life.

    Eat properly
    Sleep properly
    Save some money
  • Xbigman
    Xbigman Posts: 3,918 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kevicho wrote:
    Also i remember people asking for a signed copy of the account contract or debt, if they cant provide this the debt gets written off.

    :D

    This does not write off the debt (IE not having a signed agreement) in all circumstances. But in any dispute it is 'the' place to start.
    Regards



    X
    Xbigman's guide to a happy life.

    Eat properly
    Sleep properly
    Save some money
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Xbigman wrote:
    Did you pay the insurance by insyalments, thus having credit with the insurance company? Otherwise they are being pretty cheeky financialy linking you for insurance.
    Regards


    X

    No it was all paid in one lump at the start! I can only assume it was down to that as I can't think of anything else where we had both our names on the same form even though she was only a named driver! :confused:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.