Daily Mail journo needs the help of DFW.

churchrat

Do you really believe her?? or is it just a really topical bandwagon to jump on--look at me everybody, I'm just like you!!!
But she works for the DM, very little sympathy from the Rats.

poppy10_2

fc123 wrote: »

Now she needs DFW advice http://www.dailymail.co.uk/debate/article-1224390/LIZ-JONES--10-000-Of-course-lend--just-69-first.html

She's come up with an action plan in her latest article:

I've decided on a plan of action:

• 1. Top open all bills and statements. I know it's scary, but facing up to debt and prioritising is paramount.

• 2. To get to know my bank manager. It is his or her job to help you. I][COLOR=DarkRed]Really? Who here actually gets to see their bank manager these days?[/COLOR][/I I've been hiding from my accountant for months but when I was, finally, forced to contact him he merely said: 'Why didn't you tell me what was going on? I could have helped you!'

• 3. Cut up my credit cards. I haven't done this yet as I use them to buy food. Just keep one, with a very low limit of say £500, for all those times when only a credit card will do. Otherwise, go shopping with cash. I][COLOR=DarkRed]What cash? She has written repeatedly about ATMs refusing her due to lack of funds[/COLOR][/I

• 4. Write a list of your outgoings, and excise anything non-essential. I][COLOR=DarkRed]That'll include the £26,000 [URL="http://www.dailymail.co.uk/femail/article-1225842/LIZ-JONES-I-spend-money-hole-soul--Im-150-000-debt.html"]bat sanctuary[/URL] she erected in her garden, I assume[/COLOR][/I

• 5. Don't use shopping as therapy to cheer yourself up. (I do appreciate the irony of that statement, given the name of my regular column: Fashion Therapy. Perhaps it should be changed to: Fashion She Really Needs And Has Thought Long And Hard About And Saved Up For.)
The reason women are twice as likely as men to get into debt is that we have been brainwashed by a super-powerful, clever and devious gaggle of industries (fashion, beauty, advertising, glossy magazine publishers) into thinking we are worthless and, therefore, need to buy stuff to transform ourselves. We don't. Join a library.

• 6. Don't be ashamed of being in debt. I have found admitting that I've got money problems to be quite liberating. It has made me stop using money as a way to get people to like me, and I've found out who my true friends really are.

• 7. Give yourself a cooling-off period before buying anything.

• 8. Learn to cook. I can't tell you how much money I have wasted on bad restaurant meals. I am now working my way through Delia Smith's Complete How To Cook.

• 9. Remember, everyone wants your custom. Devote a day switching to a cheaper phone/internet/utilities provider. Learn how to use Skype, instant message, and so on. Technology can be your friend; if you are technophobic, go on an evening class.

• 10. Learn to save. I am going to put 10% of my money into the highest earning account I can find: contact an independent financial adviser, whose job it is to point you and your hard- earned money in the right direction. I][COLOR=DarkRed]DFW 101 - don't put money in a savings account earning 3% when you have overdrafts and credit card debts at 20%[/COLOR][/I

churchrat

I loved this as well, and had a chuckle at
2. To get to know my bank manager. It is his or her job to help you.

Which bank is she with?? let me at them, I'd love a bank manager with a remit to HELP customers in debt. There was me thinking their job was to make the bank money!!!

barbiedoll

I like this part of her action plan...

"5. Don't use shopping as therapy to cheer yourself up. (I do appreciate the irony of that statement, given the name of my regular column: Fashion Therapy. Perhaps it should be changed to: Fashion She Really Needs And Has Thought Long And Hard About And Saved Up For.)
The reason women are twice as likely as men to get into debt is that we have been brainwashed by a super-powerful, clever and devious gaggle of industries (fashion, beauty, advertising, glossy magazine publishers) into thinking we are worthless and, therefore, need to buy stuff to transform ourselves. We don't. Join a library."

Mmmm, and what clever and devious fashion journalist would be bragging about her lifestyle choices and her £1000+ (:eek:) dresses, thereby rendering the rest of us "worthless" ???

Mind you, I guess we're all on here because of our stupid and pointless spending, my hubby and I bought a £600 tent so that we could enjoy cheap family holidays. Then we had to change our car but didn't realise that the tent was too big to fit in the boot. So we had to buy a trailer. And get a tow bar fitted. And buy a small shed to house the trailer when not in use. We probably could have had a Caribbean cruise for the money we've spent on our "cheap" camping holidays :rotfl:

metalgal

what a !!!!. First she got obviously scammed, by the loan broker. I think this paragraph shows exactly what world she is living in

The poorer you are, the more day-to-day life costs a fortune, the harder it becomes to claw your way out – last Tuesday, I didn’t have £8 for the Congestion Charge, and so I now owe Transport for London £60.

Has she never heard of public transport?? I do agree that when your poor everything living day to day seems to be a challenge but she can hardly be placed in the "poor" category. If we are honest virtually none of us can be considered properly "poor" but i digress.

This woman is in debt due to her stupidity. I have one debt due to stupidity, a catalog account for clothes i bought for my honeymoon. I have no credit cards, a loan on my car and a mortgage and yet everyday people are demanding money from me that i don't have, and these are the "day to day" expenses like heating oil account, rates, car tax etc. I do have some sympathy and its good shes realised the problem but it seems in her articles she blaming everyone else but herself for her getting into so much debt. She didn't have loans and overdrafts forced upon her SHE choose to take them, and SHE choose to apparently !!!! them up a wall.