Do you HAVE to cancel car insurance

pastra

pastra wrote: »

A certificate is the legal document that must contain all the exclusions that apply to the offer of cover against third party damage and loss as required by the RTA. If an insurer writes on a cert that you have driving other cars cover, then it must also include the terms/conditions of that cover.

All the police and courts are interested in is your 3rd party liability cover and what does it say on your cert.

pastra

raskazz wrote: »

If the More Than policy does not stipulate on the certificate that driving other cars is contingent upon you being in possession of the specified vehicle then you are covered to drive other cars as long as the other conditions are met. They may try to reject any claim on the basis that the policy no longer has any subject matter but they would not be able to do so - there is a case called Dodson v. Dodson Insurance Services which confirms this.

Quentin

pastra wrote:

A certificate is the legal document that must contain all the exclusions that apply to the offer of cover against third party damage and loss as required by the RTA. If an insurer writes on a cert that you have driving other cars cover, then it must also include the terms/conditions of that cover

All the police and courts are interested in is your 3rd party liability cover and what does it say on your cert.

Why repost your misinformation?

No point anyone again correcting you. Trolls thrive if they get fed.

pastra

Quentin wrote: »

Why repost your misinformation?

No point anyone again correcting you. Trolls thrive if they get fed.

Raskazz has posted the same info,