We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day - Part Six!

13940424445279

Comments

  • mswan
    mswan Posts: 433 Forumite
    Part of the Furniture Combo Breaker
    £5 from me today. Hope everyone is well.

    I've also decided to save a penny a day according to the date, I think that makes about £54 a year. I'm up to 10th of the month (so 10p)(this was an idea from someone earlier in the thread), when I have added that up I will put that in my sig too. Initially I've got loads of copper coins, so that's one way to get rid of them :p

    I think I will join you on this one, it sounds simple to follow Thanks for the idea :T
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all! another £5 to Virgin for me! Hope everyones ok! xx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Afternoon All!

    Green that joke had me in stitches...Couldn't even repeat in properly so OH had to come and read it himself!!

    Can't pad just yet as I've not been through the accounts...I wish I had someone to do it for me!

    Will be back later!

    Hope you all have a fab day! x
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • I'm back already...

    £5.00 please Sarah!

    Haven't updated my sig in a couple of weeks so probably go do that now!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • afternoon from a very cold and wet northwest! 50p to the sealed pot, please, sarah :) thanks x
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • euronorris wrote: »
    TIFTK - I don't have any little ones yet, but I can see where you are coming from!

    It's the thought that such decisions have such a huge impact on their lives that scares me and the OH the most!

    We're only just getting our head round making the right decisions for ourselves! lol

    But, I think you are doing the best thing. Analysing the situation from a family point of view and weighing up your choices. ie, you're making an informed decision. I'm sure it will all work out well :)

    Im sure it will, although im not confident, we always feel that we are making the best decison at the time, then generally it comes back to bite us on the bum!!, It feels like the right thing to do though so there we go!!
    :eek:

    :rotfl::D Thanks DT...means alot to me!




    make sure you keep telling yourself that...I'm going to when mine get to the 'teen years'...if they are anything like I was then god help me!

    God if they are half as bad as me ive got a bumpy ride ahead:eek:.!!!!


    Sarah could you please put me down for £10.00 again please! I paid £75.00 off yesterday's little shopping spree so you can add that if you want...I'm not going to include though but it may help bump up the daily total!

    Hope you've all had a fab day! x

    £4.84 from me today please Sarah, getting back into the swing of Padding now.

    Hi to any newbies:wave:

    Scream if you wanna go faster!!!!!!!!!!_party_
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon everyone, £1.10 added to my pad tin. I'll be able to make some decent payments tomoro to help me get back on track.
    Had £10 in 50p's in my tin too so that'll be going into my pad acc asap. As soon as my pad acc reaches £150 it'll be going straight off my dreaded loan only £36 more to go.
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Another post and run I'm afraid!

    Today's PAD is £1.12 to Evil Egg
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Everyone,
    hope you're all doing ok.
    £30 please Sarah to the visa.
    Catch you later, Hi all newbies :D
    Jo x
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Im sure it will, although im not confident, we always feel that we are making the best decison at the time, then generally it comes back to bite us on the bum!!, It feels like the right thing to do though so there we go!!

    Well, I think that's normal. After all, you can only make a decision based on the information available to you at the time.

    Sometimes it doesn't work out, but then you learn lessons from it and are more aware of what you should be checking out/ questions you should be asking for the next time.

    I think maybe we all put too much pressure on ourselves to be perfect, when in the end we can only be the best we can be. So long as you are striving for that, then that's the important thing.

    It's lovely to hear some parents who care so much. I was lucky with my parents, but I have far too many friends who weren't so lucky. I think that just caring enough to TRY and make the right decision is far better than not caring at all. :)

    God, I sound like an after school special! hahahaha

    Hope everyone's having a good day. I'm having a good, busy day but it's dark here already. Booooooo! lol

    x
    February wins: Theatre tickets
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.