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Cat C not economical to repair???
Hi guys,
Knocked a pedestrian over, his fault, ran from nowhere into my car then bolted, he damaged the o/s front wing, a dent the size of half a foorball, and the windscreen was smashed, I was told by the old bill not to drive it, so the insurance towed it to their approved repairer, 2 days later the repair company called me and said the insurance is writing it off as a cat c not ecenomical to repair. I was shocked, they also told me to collect my goods from the car as after 24hours it gets towed to storage, I asked what options I had and the repair company said if I came to collect the car they were under obligation to hand it over, I then arranged the windscreen to be fixed and I drove the car home.
The next day after not having heard a word from my insurers, I rang them, emailed my service records and mot, then I was offered a settlement, I asked what happens to my existing insurance as the anniversary was August, was told it would still run, I then offered to buy back the car, was told company policy and was charged 25%, this all accepted and sorted, was told the cheque will be in the mail.
Now I was asking, who does the cat C as I have all the documents and car (it would pass an mot immediately, nothing wrong) does the insurance continue as mentioned by the claims chap, and am I allowed to drive the car without blue lights behind me from the NPR... I have done the vehicle check online at DVLA and there is nothing there about cat C yet?
Thanx
Knocked a pedestrian over, his fault, ran from nowhere into my car then bolted, he damaged the o/s front wing, a dent the size of half a foorball, and the windscreen was smashed, I was told by the old bill not to drive it, so the insurance towed it to their approved repairer, 2 days later the repair company called me and said the insurance is writing it off as a cat c not ecenomical to repair. I was shocked, they also told me to collect my goods from the car as after 24hours it gets towed to storage, I asked what options I had and the repair company said if I came to collect the car they were under obligation to hand it over, I then arranged the windscreen to be fixed and I drove the car home.
The next day after not having heard a word from my insurers, I rang them, emailed my service records and mot, then I was offered a settlement, I asked what happens to my existing insurance as the anniversary was August, was told it would still run, I then offered to buy back the car, was told company policy and was charged 25%, this all accepted and sorted, was told the cheque will be in the mail.
Now I was asking, who does the cat C as I have all the documents and car (it would pass an mot immediately, nothing wrong) does the insurance continue as mentioned by the claims chap, and am I allowed to drive the car without blue lights behind me from the NPR... I have done the vehicle check online at DVLA and there is nothing there about cat C yet?
Thanx
0
Comments
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Same thing?
http://forums.moneysavingexpert.com/showthread.html?t=2045295
Or is this your second accident in as many days???
"Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
Still looking for answers, thanx chap...0
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Please keep to the original thread.
Just creating more threads on the same topic will just cause confusion and possible duplication of effort/response by other posters."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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