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Will banks be willing to certify copies of passport for another bank?
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I'm guessing a banker or lawyer has some form of indemnity insurance which postman Pat doesn't ??0
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looking at the PO link, there is a potential problem[FONT=PostOfficeSans+WVFWAV]"each copy will be endorsed with the words ‘this copy is a true likeness of the original’"[/FONT]
[FONT=PostOfficeSans+WVFWAV]now banks tend to each have their own wording required for certification, and its unlikely to be exactly what the PO will write[/FONT]The wording is very similar from POs to banks to solicitors etc; it is designed for the purpose of being acceptable to various different bodies who need copies of documents.Hungerdunger wrote: »It always annoys me that they are willing to accept the word of a banker or lawyer, but not my friendly neighbourhood Postman or corner shop owner.0 -
The wording is very similar from POs to banks to solicitors etc; it is designed for the purpose of being acceptable to various different bodies who need copies of documents.
I agree its very similar, but some banks insist its word for word how they want it, so its worth carefully reading what the bank requires0 -
Some organisations will not accept the Post Office's certification as they say that the actual individual doing the signing (the counter clerk) is not an FSA approved/regulated person - and this is regardless of whether the Post office itself is a FSA regulated body.
(Well that's the excuse I've had anyway!)
I've had banks with whom I've had accounts refuse to countersign a passport as they did "not personally know me" - this is regardless of the fact that they cannot read what they are being asked to do: They are being asked to countersign that the copy of my passport they are signing was indeed a true copy of the original (which one also shows to them): that is all! They are not being asked to "verify" my ID in anyway.
I was intending to complain to the FSA about banks being 'difficult' in this respect - but never got round to it.0 -
I agree its very similar, but some banks insist its word for word how they want it, so its worth carefully reading what the bank requires
NB in the case of a document of more than one page, make sure the stamp and signature are on each page. The certifier usually knows this matters but it's worth watching out for.0 -
Abbey (actually Abbey International) insist on their exact wording - this was reinforced over the phone, as well in their documentation0
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My bank would be very reluctant to sign anything for a third party without a counter indemnity.
Nothing to gain and a lot to lose if the proverbial manure hits the fan.0 -
I too have had a certified copy rejected because the wording wasn't exactly the same (even though the meaning was). It's completely insane, they are just losing new business all the time, and for why? They might at least get together to agree on the form of words. Maybe the erm Competition Commission might kick heads?
Does anybody have any info as to how the beloved Government Identity Card would solve this issue when dealing by post? Or would it?
Steve0
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