Student loan and marriage

CHR15

I think the OP is the perfect example of the wasteage in our education.
There used to be a time when people went to University to enable them to achieve their ambition.

Seems today it's all about "being a student", nothing more.
Be a student, be a lout, get everything cheap/free, live a carefree life - graduate - sign on

What a waste of an achievement.!!! no wonder a degree is the new CSE.

iolanthe07

Some women, graduates as well as non-graduates, prefer to stay at home and bring up their children, and if they are fortunate enough to have husbands who earn enough to support them, then good luck to them. Education is never wasted, and contribution to society can be in lots of ways other than just earning money.

iamana1ias

iolanthe07 wrote: »

Some women, graduates as well as non-graduates, prefer to stay at home and bring up their children, and if they are fortunate enough to have husbands who earn enough to support them, then good luck to them. Education is never wasted, and contribution to society can be in lots of ways other than just earning money.

The OP didn't mention children

Not every married woman has children and I'd bet the vast majority of those that do plan never to work so that they don't have to pay their uni bar bill

housebuyer_abc

bumpoowee wrote: »

The day that every graduate who got uni paid for all courtesy of the taxpayer and then pulled the ladder up behind them for today's students pays back taxes of £20k each I will agree with you, but until that day I say good on anyone who gets out of paying it back.

If I could find a loophole to get out of paying it I'd do it like a shot. Today's graduates are paying for the greed of the previous generation.

Well I guess that includes me then, cos I paid my loan off - so I agree with you somewhat, but hten again you agreed to the loan so you can't really comlain about the conditions.

Oh and I agree with the poster about the government making the rules - point taken.

CLAPTON

bumpoowee wrote: »

The day that every graduate who got uni paid for all courtesy of the taxpayer and then pulled the ladder up behind them for today's students pays back taxes of £20k each I will agree with you, but until that day I say good on anyone who gets out of paying it back.

If I could find a loophole to get out of paying it I'd do it like a shot. Today's graduates are paying for the greed of the previous generation.

bizarre

lets see

the greedy generation you are talking about.... only about 10% of them went to Uni ... so 90% didn't go to Uni ...
why do you think that 90% were greedy?

do you really think that a model that works when 10% of the population do it shouldn't change when 50% do it? .. or are you against change at all costs?

olly300

CHR15 wrote: »

I think the OP is the perfect example of the wasteage in our education.
There used to be a time when people went to University to enable them to achieve their ambition.

Seems today it's all about "being a student", nothing more.
Be a student, be a lout, get everything cheap/free, live a carefree life - graduate - sign on

Considering the number of students who now work while studying you are talking nonsense.

Only the rich can and always could afford to use university as a finishing school.

CHR15 wrote: »

What a waste of an achievement.!!! no wonder a degree is the new CSE.

That's because a larger proportion of young people have degrees.

CHR15

olly300 wrote: »

Considering the number of students who now work while studying you are talking nonsense.
.

I'm not talking about the majority, I am talking about the minority (hopefully), who take a Uni place at great expense, either through the tangible seat in the room up to the huge loans offered.

Sadly once graduated, sit back and do not follow any career path based on their qualification.

Degrees have been de-enriched from a qualification of excellence, to what is no more than the norm.

How much Education money is wasted filling Uni places and Student loans to people who contribute nothing afterwards??

bumpoowee

CLAPTON wrote: »

do you really think that a model that works when 10% of the population do it shouldn't change when 50% do it? .. or are you against change at all costs?

I'm not against change, but I am against people who see fit to deny their descendents the same opportunities they had. I'd suggest that the same proportion of people do worthwhile degrees, so I don't see why my relevant degree should cost me £10k, current students have to pay £20k for it and 20 years ago it was free! If I were a college student now I'd seriously consider not going to Uni because £20k of debt at 21 is obscene.

Relevant and economically beneficial degrees should be free - I pay well over my fair share of tax anyway and will more than pay back any investment that the government (chose not to have) made in me.

Don't really want to get into the whole generational unfairness thing outside of University grants as its a wide subject but sufficed to say it is obvious to anyone who isn't blinded by their own sense of doing well regardless of who is paying for it.

CLAPTON

bumpoowee wrote: »

I'm not against change, but I am against people who see fit to deny their descendents the same opportunities they had. I'd suggest that the same proportion of people do worthwhile degrees, so I don't see why my relevant degree should cost me £10k, current students have to pay £20k for it and 20 years ago it was free! If I were a college student now I'd seriously consider not going to Uni because £20k of debt at 21 is obscene.

Relevant and economically beneficial degrees should be free - I pay well over my fair share of tax anyway and will more than pay back any investment that the government (chose not to have) made in me.

Don't really want to get into the whole generational unfairness thing outside of University grants as its a wide subject but sufficed to say it is obvious to anyone who isn't blinded by their own sense of doing well regardless of who is paying for it.

the opportunites young people have today are marvellous and wonderful... much better than 20-40 years ago.

amazingly there are a few things that are slightly worse

tax rates on income are lower now than previously so I suppose you are actively campaigning for higher income taxes now otherwise its unfair that this generation is paying less in income tax than previous ones.

and lets see.... you wouldn't have funded Stephen Hawkings (fails the relevance and economic test)
In any event I don't realy share your view that only economically releveant knowledge should be funded... knowledge and learning are part of civilised society and enriches us all

and just for the record, the current system has been to my financial disadvantage as I've funded my many offspring and paid their fees.
But that doesn't stop me trying to be a little objective about the alternative funding models and the winners and losers and the effects on the Unis too.

[Deleted User]

I'd agree with some of the comments here - I find it hard to believe that the overwhelming majority of graduates don't earn above £22k, even outside of London. It's just about the 'average' wage and that factors in millions of manual/temp roles which weight the average downwards significantly.

Certainly in London, most graduate roles start at £22k and I would say that's pretty low (that is, I think it's a very good salary, but I think that from all of the people I know, that would be a 'low' offer compared to other offers being presented to graduates by employers in the capital).