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Pizza Delivery

zenmaster
zenmaster Posts: 3,151 Forumite
in Motoring
Do you need "business use" insurance cover to use your own car to deliver pizza?

Cheers.
«1

Comments

  • Chippy_Minton_2
    Chippy_Minton_2 Posts: 1,839 Forumite
    Yes.

    However one company and I think it's Domino have their own policy to cover their drivers for business use.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • goldspanners
    goldspanners Posts: 5,910 Forumite
    master_of_nothing wrote: »
    do you need business insurance to business miles

    i dont think you should be driving


    i don't think you should contribute to any more threads.
    ...work permit granted!
  • Anihilator
    Anihilator Posts: 2,169 Forumite
    master_of_nothing wrote: »
    do you need business insurance to business miles

    i dont think you should be driving

    I know. Imagine if he drove into someones unlit illegal skip they had purchased for no reason other than blocking a road.

    OP in some cases insurers might not even think Business use is enough for a delivery driver.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Chippy_Minton wrote: »
    Yes.

    However one company and I think it's Domino have their own policy to cover their drivers for business use.

    Remember, even if you work for a company that insures your vehicle whilst used on their business, you still need to inform your own insurance company of any changes to your employment, including part time/additional job, etc.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Premier wrote: »
    Remember, even if you work for a company that insures your vehicle whilst used on their business, you still need to inform your own insurance company of any changes to your employment, including part time/additional job, etc.

    yup,plus check what cover they offer
    eg if its 3rd party only then what happens if your car gets broken into while you are off delivering?
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Remember to declare it to the tax man too. You'll probably have to go self assessment.
  • Chippy_Minton_2
    Chippy_Minton_2 Posts: 1,839 Forumite
    scotsman4th wrote: »
    Remember to declare it to the tax man too. You'll probably have to go self assessment.


    Most are students anyway and don't earn enough to pay tax. If they didn't own a car in the first place they wouldn't need to deliver pizza to pay for it.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • scbk
    scbk Posts: 1,216 Forumite
    1,000 Posts Combo Breaker
    zenmaster wrote: »
    Do you need "business use" insurance cover to use your own car to deliver pizza?

    Cheers.

    No. You need hire and reward insurance which specifically covers fast food delivery.

    Business use is for sales reps, plumbers, etc

    Hire and reward is for couriers etc

    Hire and reward incl fast food is for pizza boys
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Someone keeps parking outside my house. I had a skip load of pizzas left outside the drive and now some woman is demanding money after she ran into them.





    !!!!!! don't give him any more ideas;)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • mcjordi
    mcjordi Posts: 4,238 Forumite
    Part of the Furniture Combo Breaker
    police told me so long as it showed business use on my policy they werent bothered

    but yeah you need to tell insurance thats its fast food and watch the premium rise..
    Sealed pot challenger # 10
    1v100 £15/300
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