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November Make £10 A Day Challenge ~*~ All Welcome ~*~

1151618202152

Comments

  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning everyone
    My big bingo win of £96 landed in the account this morning :T
    Off to update my sig!
  • Whooo I'm on a roll ( a mini roll not a normal size one ! lol ), only small things to add but every little helps :

    Me and OH have been asked to do some market research today , a first and hopefully more will come of it. £28 more goes in my pot!

    ( Still need to look down the side of the settees though so I may be back )
  • Horace
    Horace Posts: 14,426 Forumite
    I have done really well today, first I found 10p lying in the communal hallway of my block of flats..so I pocketted it. £5 savings in tesco (discounted products and whoopsie shelf buying things that I would normally buy if I wasnt so skint - e.g. free range chicken which was half price:D).

    More good news...I am on a course on Monday to learn how to stand up and speak to a room full of people and to write sales pitches that work..I was prepared to hand over £199 for this course but the guy who runs it has said that I can go for free:j
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI just won another £5 from BB
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • £8.50 tesco vouchies! (not bad considering i no longer shop there) & also just got £6.71 profit from ebay to add to my total . . :).

    Need to put a few more bits on ebay but im lacking motivation! woops. x
    2017 wins so far: Diddly squat :(
    Make £10 a day in February - £16.05/£280
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    won £25 on BB and got £1 off shopping with coupon yesterday
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Well, I'm off the starting blocks with a bit of overtime and exchanging some old foreign currency. I just took mine to a large post office that has a currency counter and they exchanged it without taking an extra charge (and the rate seemed reasonable). Regarding the comments above, I would exchange Euros now as the exchange rate is very favourable to exchange back to Sterling.

    CF
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • misswissy
    misswissy Posts: 264 Forumite
    Can't believe how quickly this is mounting up. Today I bought three presents from boots at 3 for 2 totalling £10. I used by boots points so have put the £10 to my challenge. Also bought £19 of presents using an old JJB voucher from last year. So will also transfer that amount from my christmas fund to my challenge. So an additional £29 towards my credit card debt. Bids are also creeping up slowly on my ebay items. Its so exciting! :D
  • misswissy
    misswissy Posts: 264 Forumite
    macgirl - slightly off topic sorry. How do you score through figures in the signature. I just can't see how to do it? Congrats on your bingo win. :beer:
  • JesaRose
    JesaRose Posts: 4,457 Forumite
    Part of the Furniture Combo Breaker
    Went to our local rudby club fireworks display last night. Its £5 an adult but my brother was manning one of the gates so me and OH got in for free. I don't normally add savings but we walked 10 minutes extra to the other side of the park to get in for nothing and would have otherwise paid the £10 as we go every year. Then to top it off we found a tenner on the floor in the field - OH has very good eye sight to spot that in the dark :)

    For those of you with Foxy bingo accounts - each member is getting £5 free for logging in. I'm not sure exactly how long that is running for, I think a week or so, so get round on there quick
    Not been here in years! Hi everyone. Make £10 a day challenge = £78.45/155
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