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best debit card for IndiaWhat's the best debit card to take to India

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What's the best debit card to use for ATM withdrawals in India?

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  • rajuv
    rajuv Posts: 140 Forumite
    when i went last year i used my nationwide card and was not charged at all.
    not sure if they charge or not now
  • Any
    Any Posts: 7,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The best debit card is definitely Nationwide... They now pass on some charges in some countries (from VISA), but these are only 0.84%!!! which is still the lowest on the market...
    And you get very good exchange rate, so that will also make up for this charge..

    http://www.nationwide.co.uk/current_account/foreigntransactions.htm
  • Baldur
    Baldur Posts: 6,565 Forumite
    Any wrote: »
    ....but these are only 0.84%!
    It's now 1%, if you recheck the link that you posted.
  • Any
    Any Posts: 7,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Baldur wrote: »
    It's now 1%, if you recheck the link that you posted.

    Fair enough.
    I wrote first and then looked for the link - last time I've been abroad it was just 0.84%..

    Which card do you suggest?
  • apt
    apt Posts: 3,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Even with the 1% VISA charge Nationwide is still the best debit card, or Cumberland BS if you live in their area. Another, but fussier option is the Santander Zero mastercard. It has no charges for cash withdrawals with the card, but charges 27% APR fro the date of withdrawal, so you need to clear the balance quickly.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    They use Maestro a lot in India. The only place that took visa when i was there was the Hotel. Everywhere else was cash.
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