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Credit application question

george118
Posts: 1 Newbie
in Credit cards
hi, sorry if this question has been raised before but ....
Im currently unemployed untill january 2010 when im starting as a police officer, and was thinking about getting an egg card to clear my £1500 overdraft and give me some spending money over christmas.
I was just wondering wether egg would offer me a card and if so is the credit limit likely to be £500???
Any help is much appreciated thanks.
Im currently unemployed untill january 2010 when im starting as a police officer, and was thinking about getting an egg card to clear my £1500 overdraft and give me some spending money over christmas.
I was just wondering wether egg would offer me a card and if so is the credit limit likely to be £500???
Any help is much appreciated thanks.
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Comments
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If currently unemployed you've very unlikely to get an Egg card, as these are one of the stricter lenders.0
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Indeed, if you are unemployed it is likely you would need to go sub prime, i.e. Capital One, Aqua, or Vanquis.
But if you are already £1,500 overdrawn you should not be looking at getting further credit to cover you for Christmas. It would be much better to reconcile yourself to the fact it'll be a thrifty Chrimbo this year; imhoCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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