unsecured bad credit loans/ wentworth finance / flm

RichGold

Also resurrecting a thread from last september probably wont get you the help you need.

That'll be another £59 thank you.

alandunne

sindydee wrote: »

Hi all

Thought I would post my recent experience on here in the hope that it may help and inform some of you.

In my current situation I have got my self into a mess with 3 payday loans and a small outstanding e-on debt. This doesnt amount to much debt probably about 2k, but have found myself in a constant robbing peter to pay paul situation every month that is making me very depressed.

I have poor credit and know I have oustanding CCJ's so knew that finding a loan would be difficult. But rather than go to my father again for funding thought I would try and sort out this situation on myself.

I came across wentworth finance who wrote to me asking me for £59 brokerage fee and when I spoke to the lady there she assured me they would be able to help and said I would have my money within as little as 7 days. So I paid my money who then put me in touch with another broker - ralph marlon. I may be mistaken but it appears that wentworth are just a company that takes the payment on behalf of ralph Marlon.

Anyway.... a week later I get a letter from Ralph Marlon saying that they have found me a lender. FLM. 54% interest rate, need a guantor with their own home, who has good credit.

Researched this company, and the guy that owns it is worth 77 million and is being investigated by trading standards.

The thing is, I found this company on myself by using google a month ago which I obvioulsy dismissed straight away. I didnt need to pay £59 for someone to tell me about this company.

I think what I am trying to say is, please dont pay your money to these people. All the companies they use can be found on the internet and contacted directly.

It know its very frustrating and depressing when no one will lend you money, but the £59.00 I paid (which I am asking to be refunded) is money I could have used to put towards these debts.

I saw an interesting post on here yesterday on another thread that mentioned a credit union agency, whom i contacted yesterday. This company are based in numerous areas and are there to help the local people with money. They lend money based on your expenditure and what you earn and the interest they charge is 1 - 2% per month, its worth checking them out.

So in the end my kind best friend is helping me out, so at least I now have a solution to my problem.

I'm not saying that wentworth or flm will not be able to help you, but they promise false hope to people that they might not be able to help that are desperate.

Even after reading lots of different forums, I still ( like an idiot) paid my money (that I had to borrow) and after 3 weeks am in a no different situation to what I was then (only £59 quid lighter).

Sorry If I have rambled on a lilttle bit, but this is my first post on here and just thought that I may be able to help someone and save time, money and heartache.

sally

I to applied to wentworth for a loan they called me and need some details to confirm this over the phone including my card number and bank account number i gave this (massive error) at the end of the call the lady says we need to take a payment of £69.00 to continue this process as this was the broker fee i said i did not have this till friday so i could think over the loan she say ok i will call you friday to take payment .
On thursday i try calling the number on the letter i got to cancel this no joy after 1 hour no answer still in postion 7 after stating at 19 .
friday another call again start inposition 19 after 2 hours i get to 1st then no answer for 20 mins they are closed.
call monday dead on 9.30am position 7 to start 1 hour 20 mins later i get to spaek to someone who then tells me they had power cut (complete rubbish as expected) i then get told that the money taking process had started i said how is this as i did not give permission they had no answer for this i said please cancel this as i dont wanot load they say are you sure i say yes they then cancel but tell me keep eye on account as money may come out and my best bet to stop this would be to cancel my card with the bank (what a joke ) then on wednesday they take the money from account i call them to ask for refund only to be told 30 days and i have to write to them and payment by cheque (joke) i say ok hang up .
I then contact ombudsman who suprise surprise knows all about them why are they still able to operate after all this time i have seen threads for them on internet since dating back years.
PLEASE AVOID THESE CROOKS
Alan Dunne

Apples2

alandunne wrote: »

my best bet to stop this would be to cancel my card with the bank (what a joke ) then on wednesday they take the money from account i call them to ask for refund only to be told 30 days and i have to write to them and payment by cheque (joke) i say ok hang up .
I then contact ombudsman who suprise surprise knows all about them why are they still able to operate after all this time i have seen threads for them on internet since dating back years.
Alan Dunne

Have you even considered the option to write to them at all??