road to bankrupcy

oregonuk1

I thought benifits had to be paid in to an account in your own name. I am trying to find a number so i can have mine paid by giro for a month but can not find a payments customer service number. If anyone knows it please post and let us know.

Thanks

Oregonuk1

shabana wrote: »

ive decided not to answer.

is it ok if i use my partners accounts details for benefits and mat allowance until i can open an account after bankruptcy

oregonuk1

I have some money left on a credit Card I am going to draw that out to pay my fee of £510.00 is this a option for you?.

shabana wrote: »

as soon i have the money...first of all i need to contact CAB

shabana

sadly not... as i used what was left on my credit card to live on for past month.i am going to book an appointment to see a CAB advisor today.

banks are ringing me non-stop...im starting to keep my phone switch off during the day

dojoman

Sorry to hijack your thread, but why do you need to empty your cashminder account on the day of BR, I thought it was OK as long as you only had enough for living expenses.

oregonuk1

i think if you are going bankrupt its better to have no money in any accounts because the OR can take it from what i have been told

dojoman wrote: »

Sorry to hijack your thread, but why do you need to empty your cashminder account on the day of BR, I thought it was OK as long as you only had enough for living expenses.

dojoman

I understand that, but surely he has to leave you something to live on.

confused76

i rang national debt helpline, they were very helpful. also, with CAB my local one has a 3 week waiting list for financial chat, but i rang national debt helpline and was on hold for five min that's all. good luck

alastairq

I left my money where it was...in my two cashminder accounts.....some OR's can take over a month to contact your bank..

The OR doesn't 'take' your bank acount money...simply can freeze the account until the OR has had time to determine whether the contents form an interest.

The OR may already have access to your initial SOA so will know how much is needed to live on.

However, if your bank account usually has a few thousand sitting in it, then if left, the OR will get quite perky.

dojoman

alastairq wrote: »

However, if your bank account usually has a few thousand sitting in it, then if left, the OR will get quite perky.

Alistair if only!:eek::rotfl::D