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FTB There is no planning permission

2»

Comments

  • from experience, start knocking money off your asking price. Getting these things sorted always costs more than you think, and the hassle can be massive too (ie if you need to start taking days off to get things organised etc).

    Unless you have money to burn ( in which case, can I have some ;)), Id be doing the math and approaching with caution. This is one lesson many of us learn the hard way - you have been warned ;)!
    Debt: a bloomin big mortgage

    all posts are made for entertainment value only, nothing I say should be taken as making any sense and should really be ignored
  • silvercar
    silvercar Posts: 49,994 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    If the only thing holding up exchange is who pays the £70 for the indemnity policy, I would just pay it and exchange. its really not worth the deal falling apart for £70. JMHO.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • nickinoo
    nickinoo Posts: 617 Forumite
    We've had to take out an indemnity policy on the home we are selling & it only cost £21, why do they vary so much?
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    If the asbestos is in sheets and can be dismantled without too many fibres being exposed to the air, it is not vastly expensive to get it removed and taken away, BUT, do find out where your contractor is disposing of it - which dump he takes it to - as it is the OWNER's responsibility (daft as that sounds) to ensure its safe disposal, and prosecutions have been undertaken on owners who were duped by cowboys. Good luck
  • bennsy
    bennsy Posts: 1 Newbie
    hiya todoto, we had the same problem with our house, the solicitor flagged the problem up and when we spoke to the then current owners of the property they said take it or leave it. Hubby and I spent the day at the council offices speaking to both the planning and building regulations offices. We eventually found that as the extension fell within the area you are permitted to extend without planning permission and it had received building regulation approval. It appears that the planning and building regs people do not mix or cross reference, so although it took all day to sort out seeing one person and then another it was definately worth it for peace of mind.
    All the best with the move.
  • td
    td Posts: 362 Forumite
    Part of the Furniture 100 Posts
    we have just been through this too. an indemnity only indemnifies u against it not being worth what you thought - not any work that may need doing so is pretty much worthless imho.

    u could get someone out to check it structurally which i think a builder could do easily or the council may come`and check it out for you.

    it maybe that pp was obtained but current owners cant get a copy because of data protection - the coincil will issue a letter in cases like this - thats what we got.

    td
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