sygma - CIFAS-heaven

camellia_c

Hi
I hold one Sygma card and I'm a bit willied about the fact they seem to love to CIFAS people. Also, how many Sygma cards can you apply for? If you already have one (and obviously run your account well) can you apply for a second one?

Do any of the Sygma cards give Instant Decision?

Thanks:eek::T

never-in-doubt

Yes you can apply for several sygma cards...... wait 6mth between applying and usually if your credit file is ok they can give instant decision.

They wouldn't cifas you cos you already use them so they know about you already don't they?

camellia_c

Good lord mate. I just applied for the old Flybe online and it said "Congratulations, you have been accepted."

Nice one.

never-in-doubt

camellia_c wrote: »

Good lord mate. I just applied for the old Flybe online and it said "Congratulations, you have been accepted."

Nice one.

See - there you go!

Congratulations!
Wait 6mth and then apply to Silver card and see how you get on (assuming you have the JJB one?) :beer:

camellia_c

never-in-doubt wrote: »

See - there you go!

Congratulations!
Wait 6mth and then apply to Silver card and see how you get on (assuming you have the JJB one?) :beer:

I got The Accessory in August or September. Now I got the Flybe, that's it. I'm impressed they gave me this one so quickly after opening the other one. Just phoned them up, credit limit is £2000.

Are the Silver and the JJB good then?

never-in-doubt

camellia_c wrote: »

I got The Accessory in August or September. Now I got the Flybe, that's it. I'm impressed they gave me this one so quickly after opening the other one. Just phoned them up, credit limit is £2000.

Are the Silver and the JJB good then?

Nice one - what was your accessory limit, out of interest?

Usually their cards are the same, JJB is like a starter card (as is accessory) but to be honest they tend to go on existing debt so if you have 2 cards with low limits, the third may be higher..... there is no set minimums like mainstream cards, i.e. min limit of £5k for the silver etc doesn't exist.

However the silver card and Flybe are both meant to be decent - just check the APR and credit limit and close the higher ones down.... :beer:

p.s. due to you having one only a couple of months ago, you may find thats it for a while now! They do suggest a 6mth wait so well done whatever you wangled to get it early (maybe it is 3 months - Aug/Sept/Oct?)

camellia_c

Hi NID
The limit on the Accessory was £750. I'll wait until 2010 and go for the Silver then?

never-in-doubt

camellia_c wrote: »

Hi NID
The limit on the Accessory was £750. I'll wait until 2010 and go for the Silver then?

Good idea - best wait til March April time and then go for it - you may get a slightly better limit after all..... :j

oceanscape

never-in-doubt wrote: »

Yes you can apply for several sygma cards...... wait 6mth between applying and usually if your credit file is ok they can give instant decision.

They wouldn't cifas you cos you already use them so they know about you already don't they?

Do you have a link to the sygma "silver card"? --- I googled it but couldn't find any info....

Thanks!!

binaryuniverse

https://www.silvermastercard.com