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June benefit challenge
Comments
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Hi..i've come across this thread by accident and it looks brilliant..would love to give it a go for july...
for the challenge, what do you do about money off coupons / competition wins / freebee vouchers etc...do you deduct the amount off your weekly target (so if you had a spend of £50 pw and had a £1 money off voucher you'd only spend £49 and have £1 as "virtual" cash) or do you add on the vouchers etc, thus having a bigger budget without additional cash?0 -
If you get vouchers etc you canhave them as a free bonus
Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
Ok.. this is almost definitely cheating. My desktop is well and truly dead. I have tried an engineer and 2 new bits of kit.
So I am using this month's expenses to buy a refurbished one, while I knowI have cash coming in for another 2 months. about a quarter of the price 'old' me would have spent... and I am sick with envy at b/fs shiny new order...
I guess I should write June off as well now, but am going to try and make it to payday on my remaining cash. I do use it for work, and interviews (all mine need presentations) and laptop is a little rusty to do what I need done....
..and ok, I like video games.
If I had budget for a hair shirt, I'd be in it...Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
Oh Emzi - what a disappointment. Have you tried a freecycle website in your area. I am a member of my local one and they quite often offer computers to give away. We have given a couple away from work. Haven't got any spare at the mo though. Quality is doing something right when no one is looking - Henry Ford
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Well... these things happen. The lovely guys on the techie board tried to give it life(with me as Dr Frankenstien) and offered to come round, but they're all the wrong end of the country...
I have hit the 'order' button now! However, with some careful planning, I will be back on track in just a few weeks.. I am buying a refurbished bargain and if I do enough mileage at work, it'll cover it!
I think next month on this thread I might do the veggie almost-no-money meal planner to give myself a bit of focus and help fellow single veggies out there!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
veggie -almost-no-money meal planner sounds bloody awful. Although I could quite happily live off chick pea soup if it was just me!!!Quality is doing something right when no one is looking - Henry Ford
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Ok.. £22.30... 4 days to go...need 6 quid for pictures tonight... and will make h/m popcorn, I think!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
It's probably too late for this to be any use, but bananas emit a chemical that makes fruit and veg ripen quicker - so if you need it to ripen, whack a bannana in with it in the fruit bowl. Obviously, if you want to keep stuff from going off - keep bannanas away from it!!!Emmzi wrote:avocados and limes to make guacamole. got value pack, no idea how to ripen them (brown bag like bananas??)
Hope that helps in futureOfficial Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
great board, just come across it and not to interfere but to save extra pennies have you thought about cinema on a wednesday evening? orange mobile customers recieve 2 4 1 tickets on a wednesday any time of day or evening (its easy to recieve the text even if you are not with orange...get orange customer 2 forward it 2 u)This time next year Rodney...
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ayla261 wrote:great board, just come across it and not to interfere but to save extra pennies have you thought about cinema on a wednesday evening? orange mobile customers recieve 2 4 1 tickets on a wednesday any time of day or evening (its easy to recieve the text even if you are not with orange...get orange customer 2 forward it 2 u)
Hi Ayla.. I'm an orange customer and usually do go on wednesdays, but I have a job interview tomorrow and wanted some brain 'down time' to stop me fretting tonight!
Xmen three hit the spot!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0
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