Visa Debit Card & Declined Fianance

bingy_burge

depends on your who you bank with this may be an expensive way of borrowing.

Why not save up?

mobad

We need the TV as the old one has gone. We can pay off the remainder within 2 months but need the TV ASAP as its our main thing in the house lol

bingy_burge

tried the local paper for a cheap crt one.

Why do you want to spend a near enough a grand on a telly. The guy next door to me has like a 50 inch and it lites up half the street I am not into this I have arrived in life I has a massive telly.

TFD_2

I clearly misread the original post. I thought he was asking for advice on financing a purchase, not on what sort of TV he should buy.

mobad

The TV itself is worth £750 and will be used in conjunction with our PS3, satellite, dvd player etc (HD) hence the price which reflected on the quality/built.

ElkyElky

No one "needs" a TV. Especially not a £1000 one, when you can buy them as cheap as £200.

TFD_2

Nobody needs a Porsche when they can buy a Daewoo.

I am a home cinema / TV fan so have a nice TV. I don't NEED it, but who's to say I shouldn't have it!?

There is nothing wrong with using a credit card or finance to purchase an item if you can afford to repay. It's a personal choice.

ElkyElky

TFD wrote: »

There is nothing wrong with using a credit card or finance to purchase an item if you can afford to repay. It's a personal choice.

The OP clearly can't afford it.

TFD_2

ElkyElky wrote: »

The OP clearly can't afford it.

mobad wrote: »

We can pay off the remainder within 2 months

Who to believe?

mobad

Hence the option of finance which is why it is made avaliable to the public.
If that wasn't the case, there would be banned items list on what you could get finance on.

I cannot afford it at present as we are purchasing other items for the house as well.
In 2 months time I can pay it off.
The op is stating a question based on finance and not if I can afford it or not.