We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debit card + RBS worldpay kerfuffle

So I actually have a debit card. My father wrote me a cheque earlier in the week for me to pay into my account so I could pay for a distance learning AS course. I paid it in Thursday at my local branch, and didn't know about the whole clearing thing (new to banking).

The NEC website redirected me to RBS worldpay, and RBS redirected me to my bank's own protection process. I attempted the whole process twice, both times it failed. Then I checked my statement, thinking my balance had gone down.

Phoned them up and they said the cheque hadn't cleared, and that I'd have to wait until Monday. The account balance is correct, but the available balance is £2 off, so I'm wondering what's going on here.

Very annoying but I presume in the scenario that my statement suddenly updates to show I'm in the red that the bank will sort things out?

Whole ordeal has left me feeling slightly stressed. Also, it seems my local branch is closed after lunch so I can't pay-in cash -_-

Comments

  • TFD_2
    TFD_2 Posts: 907 Forumite
    They sould like £1 pre-auth's that will automatically drop off. If the cheque was paid in on Thursday, depending on the bank this could be cleared Monday, so not sure what your issue is?
  • Ah okay then, well I'll just wait. It was probably pointless of me to post really. I'm just a panicky one.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.