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Letters Today

Had 4 letters from 1st Credit threaten legal action , been bankrupt just over 5 months now lol
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Comments

  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    not much they can do is there! forward to OR? x
  • confused not going to bother EDREV and IPOQ in so not rocking the boat
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I wouldn't bother the OR with them either. You could contact them direct and tell them you are bankrupt - I'm sure they already know though!!

    :j :j


  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Ignore the muppets.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Izabel
    Izabel Posts: 108 Forumite
    I got a letter last week from Regal Credit, been BR 16 months!!
  • skibadee
    skibadee Posts: 1,304 Forumite
    I too had a letter from 1st CREDIT today,...rang them and told BR, they said ....yes we know but by law we have to send out the statement as amount is still outstanding?????
    then asked when my BR finishes?
    Thing is it wasn't really a staement as it was asking for payments?
  • fatou256
    fatou256 Posts: 1,289 Forumite
    me too since my Br i have received every 2/3 month a letter from them .. the latest one they have included a statement saying I havent paid anything since 2008 and if i didnt pay they may get a CCj, send the bailiff and declared me bankrupt .....
    BSC number 183
  • madness pure madness
  • alastairq
    alastairq Posts: 5,030 Forumite
    Of a thousand fishes, one might just bite,,,,,,????
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    skibadee wrote: »
    I too had a letter from 1st CREDIT today,...rang them and told BR, they said ....yes we know but by law we have to send out the statement as amount is still outstanding?????
    then asked when my BR finishes?
    Thing is it wasn't really a staement as it was asking for payments?

    They can send out a statement as the debt is not discharged unil you are, but they should not be asking for payment as this breaches insolvency law
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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