We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

broken sunroof and insurance

wazza
wazza Posts: 2,595 Forumite
1,000 Posts Combo Breaker
some lowlife put a brick through the sunroof of my mondeo. i have comp insurance with norwich union. have rang the customer centre twice. twice because they are based in india the the first person was unsure. the second person says the sunroof is not covered under windscreen cover. it will be treated as a seperate claim whose excess is £175.

are they correct?

on my policy document it says windscreen/window/sunroof is covered and will not affect the no claims bonus. However it does not say what the excess is for sunroof.

has anyone had experience with a broken sunroof and insurance
Problem with having access to internet is that i get asked by many to solve their problems :( Well at least i learn something on the way :D

Comments

  • ArsenalFC
    ArsenalFC Posts: 1,095 Forumite
    No experience of broken sunroof, but think it will be same excess as window/windscreen. Ask to speak to someone who does know about your cover.
  • mr_accountant
    mr_accountant Posts: 804 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    go to www.honestjohn.co.uk then from the left side select backroom, then discussion. Post the question there, someone will know for sure.

    Btw, is there anything in the insurance small print regarding sunroofs? most likely under the windscreen section
  • tickman
    tickman Posts: 35 Forumite
    the sunroof is part of the cars glass and is covered under the windscreen cover as are all the windows, not just the windscreen. if they mess you around you get on to the onbudsman (spl) and get it sorted.
    T.
  • wazza
    wazza Posts: 2,595 Forumite
    1,000 Posts Combo Breaker
    update - manage to get hold of a second hand sunroof for £10. Fitted it myself, only 6 screws to undo

    thanks for all the replies
    Problem with having access to internet is that i get asked by many to solve their problems :( Well at least i learn something on the way :D
  • espresso
    espresso Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    wazza wrote:
    update - manage to get hold of a second hand sunroof for £10. Fitted it myself, only 6 screws to undo

    thanks for all the replies

    Well done, that's what I call money saving!

    :T
    :doh: Blue text on this forum usually signifies hyperlinks, so click on them!..:wall:
  • wazza
    wazza Posts: 2,595 Forumite
    1,000 Posts Combo Breaker
    espresso wrote:
    Well done, that's what I call money saving!

    :T

    true

    scrapyard wanted £40+

    ford wanted £275

    i just waited for anyone advertising in the paper who are breaking their mondeo for parts. as luck would have it a guy was passing by my car as i got out. he mentioned he blew the engine of his mondeo and breaking it for parts.

    a while back some plonker broke the passenger door mirror. scrappers wanted £20 for the unit. few weeks later saw a mondeo in a garage with bits missing. got passenger and driver door mirror unit for a total sum of £20

    always haggle
    Problem with having access to internet is that i get asked by many to solve their problems :( Well at least i learn something on the way :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.6K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.5K Spending & Discounts
  • 241.3K Work, Benefits & Business
  • 617.8K Mortgages, Homes & Bills
  • 175.8K Life & Family
  • 254.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.