Father very ill need to send letter to card company.

rebel2

Hi, I was wondering if there is any template letter that I could send to the credit card companies asking them to reduce payments etc on behalf of my 80 year old father?. Up untill a 2004 he was an active pensioner working part time, but now can't because of Cancer and 3 strokes. I'm looking for them to at least suspend the interest or reduce monthly payments so I can get his financial affairs back in order. He has around £10,000 in debt from the same company, one as a loan and another as a credit card.

rebel2

Hi, There must be a template for this situation?. Any ideas anyone?.

rebel2

Hi, I'll just have to compose one myself then,I thought someone would know how to go about this. Thanks anyway.

McKneff

I'm sorry no one could help, I really am surprised that no one has come to help.

I dont see any reason why you cant ask them to suspend or reduce payments.
Dont ask, dont get is my phylosophy.

Hope its not too long before you get his finances sorted.
good luck

fermi

Sample letters here: http://www.nationaldebtline.co.uk/england_wales/debt_advice.php#6

As said previously, post on the DFW board.

bodeia

You may find that they wont speak to you as they may ask for a written letter of authority from your father or a power of attorney. Sometimes they can be rather awful in these situations.

I hope they will be understanding.

rebel2

bodeia wrote: »

You may find that they wont speak to you as they may ask for a written letter of authority from your father or a power of attorney. Sometimes they can be rather awful in these situations.

I hope they will be understanding.

Hi, Thanks for the help. I have power of attorney, do I send that with the letter?

oscar52

rebel2 wrote: »

Hi, Thanks for the help. I have power of attorney, do I send that with the letter?

Most companies will require an original signed copy and will not accept a photocopy, but you will need to send one if the company has not already been notified.

rebel2

Hi, I've just been thinking, would it be the right thing to do if I CCA'd my fathers Credit card companies first?. He has three visas and they were all applied for pre 2004 ish.