We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Advice on what to do?! Landlord court date for mortgage arrears
Comments
-
MissMoneypenny wrote: »Did a solicitor tell you that?
BTW, I agree you are unlawful tenants but was just wondering what the legal stance was on this? It would be good if a tenant could just leave the property without giving notice or completing their contract, if the landlord failed to have their lenders permission to let.
I spoke to our letting agents who said because of the circumstances, as long as we gave written notice we could leave whenever we liked. I think they've conceded the fact too that the LL has no intention of returning to the UK.0 -
You can leave when you like, but the question is to what date will you owe rent? You said your fixed term ends February next year. What I'd be wanting from the agent is written confirmation that I can leave whenever I liked AND that my liability to pay rent will end on the day I leave. A phone call would not suffice as when the chips are down agents have a way of "forgetting" such conversations.spongerob500 wrote: »I spoke to our letting agents who said because of the circumstances, as long as we gave written notice we could leave whenever we liked. I think they've conceded the fact too that the LL has no intention of returning to the UK.0 -
I was just wondering if anyone can give me any help on if I can apply for any grants or loans to from government or authority that can help fund for us moving house through no fault of our own and because we've been threatened with homelessness? Thanks in advance!0
-
spongerob500 wrote: »I was just wondering if anyone can give me any help on if I can apply for any grants or loans to from government or authority that can help fund for us moving house through no fault of our own and because we've been threatened with homelessness? Thanks in advance!
You might do better asking that question on the Benefits forums of this site. They have posters on there that know the ins and outs of what can and can't be claimed.
http://forums.moneysavingexpert.com/forumdisplay.html?f=139RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
So I've moved...Waiting on the deposit being returned. I owed arrears on the rent previously. The LA have told me that they will not release the full deposit and will take the arrears from the deposit. Are they allowed to do this? I mean I've got to finish paying off the current LL deposit because he was kind enough and acknowledged our previous situation that was not our fault. Can a LA refuse to give out the full deposit if the tenant is in arrears? When we were in the property the LA said to pay as much back as you can, when you can. Why should this change because we're no longer living there....through no fault of our own. Wonder where the arrears will go??0
-
""Can a LA refuse to give out the full deposit if the tenant is in arrears? ""
that is exactly what a deposit is for - that and for repairs to damages tenants may have caused0 -
even though the house has been repossessed? and we had no alternative to leave and get somewhere else.0
-
If you are on benefits then apply for a Community care grant or budget loan.0
-
""
even though the house has been repossessed? and we had no alternative to leave and get somewhere else.""
yes - you lived there, you had the benefit of a home - you should have paid rent while you lived there - when did you get into arrears and why ?0 -
Any connection between your rent arrears and the property being repossessed?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards