using LLoydsTSB Platinum cashpoint card abroad

Doglover88

hoping someone can help, after spending 40 minutes on the phone to several different people (and countries) and none the wiser!! :mad: is there a charge for using my cashcard in thailand? one lloyds lady told me 4.25% per transaction?! another told me £1.50 maximum?
can anyone confirm as i dont want to be charge a fiver everytime i take £100 out!
i applied for a nationwide flex account on everyones recommendations but it wont be ready in time alas

glen

researcher

This is from their website it said for debit cards using ATM's abroad: 1.5% minimum £2, maximum £4.50

http://www.lloydstsb.com/rates_and_charges/premier_banking_charges.asp#foreigntransactions

For purchases using the debit card it's £1 per transaction whatever the amount. So - whenever you can, if you go shopping, purchase things together rather than separately.

jonesMUFCforever

Or use a credit card for the non cash transactions which do not incur the £1 fee.

LesD

researcher wrote:

This is from their website it said for debit cards using ATM's abroad: 1.5% minimum £2, maximum £4.50

http://www.lloydstsb.com/rates_and_charges/premier_banking_charges.asp#foreigntransactions

For purchases using the debit card it's £1 per transaction whatever the amount. So - whenever you can, if you go shopping, purchase things together rather than separately.

You forgot to mention the exchange rate adjustment!!!!

<<<<<Rate for converting foreign currency withdrawals and
purchases into sterling

2.75% of transaction value on date transaction charged to account>>>>>


Total = 4.25%!!!

monkeyspanner

My experience with LLoyds Gold Card is £1.50 per transaction in both Spain and USA.