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Help and advice needed ASAP

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Hi
As you can all tell im new to this. I have been looking for a link or a post or anything to help me.
Here is my Problem im behind in my electric but have just paid off £150 so the bill is now £455 they say that hey want £103 a month. I have offerered them £50 a month. As bill for Sept was only £20.81 in Electric inc vat from the 25th June to the 18th Sep.
If the say NO and want a £103 by DD a Month can i say no and pay less or do i have to pay what they say.

Help need Fast

Comments

  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    If you only use £20 per qtr on average, how long did it take to get to £450 debt?
    Over 5 years without paying a penny? :confused:

    Your £20 per qtr is by no means average, hence why they want £103 pm.
    You can try to negotiate by all means, but you are not in a good negotiating position whilst you owe the company £455.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The question is how did you get behind in the 1st place. Estimates bills and you didn't check the meter? Is £20 per quarter yuor average or is this just in the summer and you have elec heating in the winter? More info equals more advice.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
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