Fathers credit card crisis old and infirm

jamesd

Before doing that, contact the debt advice charities. It seems unlikely that his income is sufficient to cover his debts and your income shouldn't be a factor in that calculation at all. There's a real possibility of arranging interest-free periods, reduced amount owed on the debts or more affordable for him payments that use none of your own income.

ILW

rebel2 wrote: »

I was thinking if we can have any percentage split, then could I have it changed lets say 95/5 in my favour?.

You need to take professional advice before doing anything like that, it could be considered asset dumping.

mummytofour

Please try not to worry, I know its easy to say but just by seeking the help and advice you are taking a huge step, well done you. I have a DMP with the CCCS and can really reccomend them as their help and advice has saved my sanity, our family and given us a quality of life for once. Having to rob peter to pay paul is not a nice way to live and with everything you have to cope with getting the money sorted will make life easier I promise. I would contact the CCCS who will basically give you good honest advice to help you sort this situation out. Good luck.