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Two questions re Experian and earning money abroad
JosieC
Posts: 4 Newbie
in Credit cards
Hello
Q1 - I signed up to see my credit report over a month ago and at first glance there was no information on my credit report! I called Experian and we double checked my address and made a couple of alternations to it. However there is still NO information in my report. Bear in mind I have had 3 mortgages, 6 credit cards, different mobile phone contracts and been on the electoral register in 5 different addresses since turning 18. I have a joint account with my boyfriend and a mortgage in both our names and these are not even showing up! (All UK based - see below)
There are a few searches (mostly by me) coming up and 1 credit search by Orange. Does anyone have any ideas?
Q2 - I have lived in France for the past year and I am paid by a French company into a french bank account. Due to the archaic/sensible french money lending system (you cannot be in debt more than 1/3 of your monthly income - so thats my rent then!) I cannot transfer my credit card debts out of the UK. I want to transfer them onto 0% cards but my question is... will any UK company/bank possibly give a new credit card or consolidation loan if I am not being paid in the Uk? I don't want to start applying for a few only to be refused and worsen my credit card rating!
Merci beaucoup!
Q1 - I signed up to see my credit report over a month ago and at first glance there was no information on my credit report! I called Experian and we double checked my address and made a couple of alternations to it. However there is still NO information in my report. Bear in mind I have had 3 mortgages, 6 credit cards, different mobile phone contracts and been on the electoral register in 5 different addresses since turning 18. I have a joint account with my boyfriend and a mortgage in both our names and these are not even showing up! (All UK based - see below)
There are a few searches (mostly by me) coming up and 1 credit search by Orange. Does anyone have any ideas?
Q2 - I have lived in France for the past year and I am paid by a French company into a french bank account. Due to the archaic/sensible french money lending system (you cannot be in debt more than 1/3 of your monthly income - so thats my rent then!) I cannot transfer my credit card debts out of the UK. I want to transfer them onto 0% cards but my question is... will any UK company/bank possibly give a new credit card or consolidation loan if I am not being paid in the Uk? I don't want to start applying for a few only to be refused and worsen my credit card rating!
Merci beaucoup!
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