I have a amex platinum card how do I redeem the cashback

in Credit Cards
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I have had a amex card for several months and a significant amount of cashback has built up how/when can I redeem it?

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  • p00hsticksp00hsticks Forumite
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    My understanding is that any cashback is credited to the card on the year anniversary of you taking it out.
  • lisyloolisyloo Forumite
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    It will be credited on your 3rd statement.
    You either spend it or ask them to transfer it to your bank account by sending them the details in a secure message.
    Keep USING the card otherwise they might cancel your card and forfeit the cashback.
  • p00hsticks wrote: »
    My understanding is that any cashback is credited to the card on the year anniversary of you taking it out.

    This is correct. I have just had a little under £260 credited to my card, a year after taking the card out. I had to phone them up and get them to do a bank transfer for the credit amount (7-14 days!).
  • Just been trying to find out the same information.
    Built up £60 in 5 months..
    But, just seen this

    No rebate is payable if you end the agreement before the relevant Card Anniversary Date or if, in the 12 months preceding your Card Anniversary Date, the aggregate amount of all transactions (other than cash advances and balance transfers) totals less than £3000

    Is there an easy way to see how much you've spent in a year, or do you need to add up each monthly total.. thinking i'll be racing to spend in 6 months time..

    On a plus point, the cashback is higher if you spend over £3501
  • McKneffMcKneff Forumite
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    the cash back amount is now on your statement
    (They started doing this about 3 or 4 months ago)
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Mr_KMr_K Forumite
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    No rebate is payable if you end the agreement before the relevant Card Anniversary Date or if, in the 12 months preceding your Card Anniversary Date, the aggregate amount of all transactions (other than cash advances and balance transfers) totals less than £3000

    I 'think' the min £3k spend clause was introduced recently, won't apply if you took your card out a year ago with different terms. However I've made sure my spending over £3k to be on the safe side. Soon as I've got the money its goodbye AMEX....
  • McKneffMcKneff Forumite
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    if you are saying goodbye to Amex, dont forget to actually cancel your card.

    I got a letter a while ago saying that if i do not use my card in a 12 month period they would charge a £20 inactivity fee.

    I also will be cancelling mine after my cash back. I can get better cash back cards than half %
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • edited 24 October 2009 at 12:55PM
    Mr_KMr_K Forumite
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    edited 24 October 2009 at 12:55PM
    McKneff wrote: »
    if you are saying goodbye to Amex, dont forget to actually cancel your card.

    I got a letter a while ago saying that if i do not use my card in a 12 month period they would charge a £20 inactivity fee.

    yes, thats the main reason i'll be cancelling. However I've heard they can offer incentives to stay, like cash payments etc. I'll keep it a while, if they offer this, and then cancel (!)
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