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Have no money in account but getting charged a fee on monday

My natwest account is charging me £38 on monday because of an unpaid item fee, anyway I wanted to ask what will happen when they try and take it out when I havn't got any money in there?
thanks
Steph

Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They'll take it out, and charge you even more for being in an unauthorised overdraft. They may also close your account/report missed payment to credit reference agencies.
  • They will still take it out, they are doing it to me as well, but i am sure i read that from the 4th of october the charges are coming down
  • mclaren32
    mclaren32 Posts: 283 Forumite
    Part of the Furniture 100 Posts
    The charges have indeed come down but they come in force on the charging periods started after the 4th October however you may have some luck in getting those charges reduced even if they are for a previous charging period.
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    The charges are coming down but there will still be charges, just a bit less than they used to be.
    There will be no Brexit dividend for Britain.
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