Reclaiming PPI which was sold 15 years ago

Marisol_2 · 16 October 2009 at 2:29PM

I have two credit cards for accounts which I opened over 15 years ago and I appear to have PPI on both of these. Can I claim this back through the Financial Ombudsman or has too much time gone by?

di3004 · 16 October 2009 at 3:18PM

Marisol wrote: »

I have two credit cards for accounts which I opened over 15 years ago and I appear to have PPI on both of these. Can I claim this back through the Financial Ombudsman or has too much time gone by?

Hello there

I would give the FOS a ring on this to make sure, as it is quite old, you could try by reclaiming on the last 6 years, there is no harm in trying, or they may even go back earlier, but see what the FOS suggest first and take it from there.
http://www.financial-ombudsman.org.uk/contact/index.html
Good luck and please let us know how you get on.;)

PaulinWeston · 16 October 2009 at 3:28PM

I think you could have a go at reclaiming the whole amount if, as you claim, you have only just realised that a mistake was made when you origionally took out the cards/ppi. Do you still have details of the dates & payments made?

di3004 · 16 October 2009 at 3:32PM

PaulinWeston wrote: »

I think you could have a go at reclaiming the whole amount if, as you claim, you have only just realised that a mistake was made when you origionally took out the cards/ppi. Do you still have details of the dates & payments made?

Yes I agree, and if still have the details, even better.;)