**Deefa's** MFW Diary 5 year plan...

deefadog

Cheers, yes they all do add up, unfortunately i have used up most of the offers :rotfl:

I used to do the daily clicks a few years ago making around £4 a day, but that dried up fast

deefadog

I have also been scouring the grabbit boards here the last week, and i have already had some great deals, which will save a hell of a lot! The trick with the shopping boards is not to tempted to buy something you would not have thought about getting, but getting things you wanted to get anyway


Also I found in the attic a electronic bottle warmer from our first daughter, only used it once and it was not for us and also her first analogue baby monitor. So going to sus the price on them today on ebay and get them listed ASAP.

Also I had some old Nikon SLR camera lens lying about, been meaning to research them to find if they are worth anything and one could be worth around £80 and the other a few hundred :eek: They were given to me ages ago and no use for them, so this will be a nice surprise :T

I'll keep you updated!

deefadog

I knew i had a question, if anyone can help. I normally make my monthly overpayment around the 1st of each month. BUT i get paid the previous month around the 24th, should i make i overpayment directly after i get paid, will this save me further i.e 6 days interest?

Thanks for any help

taka

deefadog wrote: »

I knew i had a question, if anyone can help. I normally make my monthly overpayment around the 1st of each month. BUT i get paid the previous month around the 24th, should i make i overpayment directly after i get paid, will this save me further i.e 6 days interest?

Thanks for any help

Yes it should save you a wee bit provided you have a daily interest mortgage. Personally I'd leave at least a day between the latest you get paid and when your mortgage OP goes out just in case though.

I have mine set up for the 1st but I get paid on or before the 28th (due to weekends/holidays etc) as I'm too much of a chicken to make it any closer. That gives me at least a day to make sure money is in my account just in case my work has some kind of pay-related meltdown! It also gives me a day or so when I feel rich before it all disappears again. :rolleyes::rotfl:

deefadog

Thanks! Good point on the wages actually being there

Once in, i'll transfer manually from my account!

deefadog

PAYDAY

£130 - overpayment made, should show up tomorrow! - Been itching to change my sig :rotfl:

bungrefurb

well done!

setmefree2

deefadog

Standard mortgage comes off around the 5th of next month, so that's another £136ish off the capital! - Goes up a £1 a month :beer:

Once that has come off, i'll make a small overpayment to round up the figure :j

deefadog

New total in sig :beer:

Another £130ish off the total next week.

Think i'll try and start 2010 with a nice round 95k

See how the run up to xmas goes first though :beer: