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143 years to 14! My DMP

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24

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  • fizzypeach
    fizzypeach Posts: 14 Forumite
    Thanks ozzy!
    Thats so great to hear!
    Did you have much of a hard time with the creditors...am looking fr the volume button on the phone!

    x
  • fizzypeach
    fizzypeach Posts: 14 Forumite
    owesomuch, Im in a very similar debt situation to yourself and we'll get there!!

    x
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Peach and OSM,
    Mine is the same...blimey-glad to see I'm not alone in a HUGE amount of debt.
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    fizzypeach wrote:
    Thanks ozzy!
    Thats so great to hear!
    Did you have much of a hard time with the creditors...am looking fr the volume button on the phone!

    x

    I've sent you a pm fizzy :)
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Thats great news!! Its great feeling in control of money isnt it! Also great that your DFD is less! Good news with the childminding!! All in all good news...well done & thanks for sharing!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Woo ooo. It takes bloody ages for that registration to come through doesn'it! Good news though. I too am expecting to be able to up my payments which I am hoping my debt freee date will reduce by 1 year from Oct 2011 to Oct 2010. Almost 4 years. Bring it on!!!!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Lennymfo-
    4 years? Gosh, can't wait to be able to say that-it seems like no time at all and will be finished before you know it!
    Lucky you...however, the laws of attraction are working for me and it'll keep getting better-I feel more positive today than I have in YEARS!
    Bunny
    ps
    watching your thread avidly-can't wait to hear the outcome
    pss
    I had the opposite 1 1/2 years ago-someone took £9000 out of our accounts! (got it back but I never recovered from the OD!)
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Gosh no Bunny, wasn't gloating at all. Feel awful now. Its all relative eh! £9000 out of your account. Wow that's crazy, but I suppose coould claim any charges you incurred. Not too sure what I can do when they take the moeny out. Probably nothing. WOnder if i'll get a free gift or something.....
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Congratulations.

    It is always wonderful when you realise that there is hope, and when you know you are doing something constructive to help the situation.

    its always nice to hear someones good news.

    alooking forward to another post in a few months to hear about you being able to bring that date down even further.
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Lenny-
    Gloat away! I certainly would, lol!
    The charming individual (never caught to our knowledge) went in and increased my personal account OD to £4000, joint account to £4500 and took the lot out...then took £500 out of a savings account. WE never had an apology, gift or anything-just a call from Lloyds to ask if we had done it! uh, how about NO! It was really scary-and of course, silly me never asked for my OD to be put back to it's previous level of £500 so then used it to promptly rob peter to pay paul...sigh. Never had any charges...
    TBH, up until the day I went to CCCS for my DMP, I had never missed a payment, was never late etc...that's why I thought I could handle it all-the night I sat down and wrote out all my personal debt, I almost killed myself (sounds dramatic, but it was true-I would have said £30K max!) and that was bad enough. Anyhoo, good luck-let's hope it was some rich dude!
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
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