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143 years to 14! My DMP

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All journeys start with one step, as the saying goes...
When I first started my DMP, it was going to take me 143 years to pay off :eek: ...obviously NOT an acceptable situation:o

I've finally become registered to be a child minder and have been able to increase my payments 100% in 2 months and now, it'll only take me 14 years!:D AND I will hopefully be able to increase my payments AGAIN in a few months, taking it down to 7 years.:T

I must say, for the first time in my adult life, I feel in control of money and see a light at the end of the tunnel (and it's not a train!)

I wouldn't have been able to do it without the support of everyone on these boards.
Thanks,
Bunny
Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
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Comments

  • in*the*red_6
    in*the*red_6 Posts: 474 Forumite
    Hi bunny

    Well done on your registration, I'm still waiting for mine to come through!! Glad to hear it's all working out for you!
    x

    ITR
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Hi bunny :)

    How fantastic is that! You must be over the moon! :dance::dance::dance:

    Really well done & good luck with increasing the payments again :)

    Fab news! :j
  • isgman
    isgman Posts: 490 Forumite
    Well Done. It will soon be down to Months not Years
    :beer: Keep your Chin up.. it can only get better :beer:
    :confused: I'm one of those people who was born to have money, :confused:
    :confused: but I just don't have any!:confused:
  • aimme13
    aimme13 Posts: 458 Forumite
    its the best feeling isnt it........mine was 18 years on a dmp and i thought that was bad after coming on this site i realised that i could easily afford £10 more a month so i increased it and it knocked 3 and a half years of....great, so hoping in a few months time to add another £10 too..........well done to you and good luck with the childminding
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Thank you so much everyone!!!!!!
    I can't WAIT for the day I can write a NEW thread saying that I am DEBT FREE!
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Aimmee,
    Well done you! Isn't it amazing what a difference a small amount can make,
    Thanks re. child minding-so far, so good-even my DH had said how much happier I seem...
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • fizzypeach
    fizzypeach Posts: 14 Forumite
    Thats great Bunny!
    Well done, its scary isnt it, I was told...40 years!I would be 65!!!!!!!!!
    BUT! im not going to be the same position for too long, once I can increase the payments to what I want it should be 6 years... a great aim dont you think :beer:
    x
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Keep Going Peach!
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Hi fizzypeach :)

    My first dfd with cccs in feb was 2037 but I've since had 2 more reviews & increased payments to them & with the savings I'm putting away also my dfd is now feb 2009 :)

    All thanks to following the great advice on MSE!

    Good luck & keep posting! :)
  • owessomuch
    owessomuch Posts: 167 Forumite
    Well done Bunny!

    Hope to reduce the date at which I'll be debt free and you've just given me an extra push in the right direction.

    Best of Luck to you x x
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