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Paypal - question re exchange rates

I hope this is the right board for this question. I'm thinking about buying something from a US site. Payment is with Paypal, and can either pay from my paypal account, or have the option to use my credit card without touching my paypal but still done through paypal screens (I think this is designed for those who don't have a paypal account, I did it in the UK a couple of times before I had a Paypal account). My question is, do both choices use the same paypal exchange rate, or would the second one use my card provider's (better) rate. Assuming that they will take UK issued cards on a US site of course.

Thank you!


June to Dec 10 OP - £217/£750

Comments

  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    If your buying from a non ebay site use your credit card as you will have better buyer protection if something happens. The exchange rate they use will be the same
  • hebe
    hebe Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you! Will use my credit card.


    June to Dec 10 OP - £217/£750
  • Am I right in thinking the protection offered by a credit card only applies to purchases over £100?
This discussion has been closed.
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