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How to get a credit card....
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What bingy said. Don't ever leave yourself in a position wherby you might need to make a call to their customer service team.
Note down the details you need from the statement to pay via online banking or set up a direct debit with them; pay in full every month; and dont't be lulled into a false sense of security when they "Upgrade" you to Gold / Higher limit, and then say your APR will be reduced, it's all lies.
Just keep using it and paying in full every month until you've got a good enough score to get a card elsewhere
Good luck 
Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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