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What time on PayPal makes it the first working day?

:AOn PayPal I clicked the add funds button on Fri 9th 3:08 PM via Direct Debit, but checking NatWest telephone banking it has taken till Tuesday the 13th for the money to go out of my bank account.

Is this normal?

Why didn't it go out on Monday?

Adding funds at 3:08 PM does that mean that Friday wasn't the first working day?

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