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Question re ryan air

Hi ppl hope you can help me ? I have been trying to book a flight tonight via ryan air but can't get passed the insurance bit! iv'e clicked on no insurance required and yes i am a member of the eu, every time i click on next after ive filled the pg out it takes me back to the top of the page and the insurance thingy is now unable to be changed????? unless i click on im not a member of the eu!
I DON'T WANT THEIR DAM INSURANCE!!!!!!!!!
anyone can help me on this before the flight goes up?
thanks in advance

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