Error on Finance Agreement

grahs1

Hi - I have just got a settlement figure through for a car agreement that I wanted to pay off as I want to buy another car. The only thing is, the registration on the agreement is a different car, the garage sold me a car unfit for purpose originally and changed it 3 months later but do not seem to have changed any of the finance documents - I have not signed any other agreement for the car I have - Am I liable to pay?

simon_templar_2

You get a free car!! What a result!

Fonz_2

Do you have the car? If yes, then pay.

grahs1

Really? What should I do.... Stop paying?

grahs1

No - I do not have the car on the agreement - the garage changed it for another.

eschaton

grahs1 wrote: »

Really? What should I do.... Stop paying?

Stop paying, keep the car and claim the agreement is null and void.

Great result.










































Now just bloody pay it, you got the car didn't you ?

grahs1

Some kind of split personality - not much help really.

jonesMUFCforever

Well lets put it this way if you don't pay = they come round eventually to repossess the car - after all its not the car on your finance agreement is it?
Comprende!

PNPSUKNET

they replaced the car, the car will be registered on the hpi register which makes it not yours until paid

Wutang_2

You sometimes know exactly where a thread is going just by the title...

'Name misspelt - can I sue'
'Raining outside - is loan enforcable?'
'got a car, don't want to pay loan back, need support from people on MSE, can I claim?'
etc etc

mpg

They cant repossess a car for which NO finance agreement is in force. Do a HPi check and see what comes back

Morally you should keep paying it as there is a innocent person driving a car with finance on it.

The OP was asking for actual facts and not a judge jury and exocutioner type of answer.


At least answer the question factualy. Then berate for the immoral outcome.


My 2p worth