Financial statement

shelleywa

Hi,

I am currently making reduced payments to all of my creditors. The time has come to produce a new financial statement (I have now moved house). The lady at the CLA who sorted all this out for me in the first place wrote my original financial statement for me, but there's very few allowances in order to let me live a proper life on there (I went to my Dentist for a check-up last week and it pretty much crippled me for the rest of the month).

Does anyone know what sort of things are allowed to be counted in a financial statement? I would specifically like to include the following:

-Cigarettes/Tabacco (ironically I had quit but this whole debt thing has frazzled my nerves)
-Driving lessons
-Gym membership (just a basic cheap one)


Is there anything else I would be allowed to add? Such as a personal allowance for socialising (I mean a visit to the cinema, not an all-night bender!) - ANYTHING??

It's just miserable thinking that I might be completely stuck with no way of progressing in my life for the next 3 years...

Any advice/help will be gratefully received...

Charco_2

Have a look at the standard templates people often post on here... bound to be a link on here somewhere (try pretty much any thread on the Debt Free Wannabee forum).

One thing i could think of is you could possibly argue a handful of £s here and there ONto your already allowable expenses as some of them can be pretty stingy. You're not looking to avoid paying the debts, you'd just like a happy medium.

If you are able to argue a few shillings on here and there, then also have a look around the other forums on here to find ways of cutting some costs. The recipes and meal planning threads should be able to help stretch the budget a little further and so you could divert that money elsewhere once every so often.