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Next week I will be a little closer to been DF

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  • Slayerx
    Slayerx Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well this isn't going too well I haven't had a settlement figure and when I popped into the branch today they weren't very helpful. I asked about cancelling PPI as i'm still within the cooling off period and the girl said that they would have to do it as a whole new loan and I asked why it couldn't be cancelled?

    She also asked why I wanted to cancel it for the sake of a couple of quid, I said that I wanted it cancelling regardless of the change in the final figure.

    I have an appointment tomorrow with the branch manager to get this resolved I hope.
    Official DFW Nerd Club - Member no. 065
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Slayerx wrote:
    Well this isn't going too well I haven't had a settlement figure and when I popped into the branch today they weren't very helpful. I asked about cancelling PPI as i'm still within the cooling off period and the girl said that they would have to do it as a whole new loan and I asked why it couldn't be cancelled?

    She also asked why I wanted to cancel it for the sake of a couple of quid, I said that I wanted it cancelling regardless of the change in the final figure.

    I have an appointment tomorrow with the branch manager to get this resolved I hope.

    Don't let them mess you about. At the end of the day they are sales persons and they don't care whether they sell you the right product or not!

    Don't back down or you'll have all of us to answer to! :p;)
  • Hope you get it resolved slayerx, don't let them bully you.

    Good luck!!
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • Slayerx
    Slayerx Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Went to see them today and it seemed the girl I spoke to yesterday was talking rubbish and as soon as I have a settlement figure I can pay it off in full. The only annoying thing was it has to be by cheque rather than a BACS transfer which means I have to send it off quick time and hope they get it.
    Official DFW Nerd Club - Member no. 065
  • david_hellier
    david_hellier Posts: 847 Forumite
    Forget the ISA. Pay your cards off!
  • Slayerx
    Slayerx Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The cards interest free though so wouldn't it make sense to let the cash gain interest?
    Official DFW Nerd Club - Member no. 065
  • roversbabe
    roversbabe Posts: 1,008 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Nice one Slayerx - if the card is 0%, stick the money in an ISA, I definitely agree with you on that.
    Official DFW Nerd Club - Member no. 027

    Debt free: 6th April 06 :T Proud to have dealt with my debts
  • Slayerx
    Slayerx Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well payment has gone just awaiting a letter confirming it has been paid off :)
    Official DFW Nerd Club - Member no. 065
  • Slayerx
    Slayerx Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well its been paid off now to amend my sig minue £1,017 plus they owe me some money back as there was a slight overpayment. :)
    Official DFW Nerd Club - Member no. 065
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