cant cope want to give up

jjfay

Got ourselves in a right mess. Basically have a child with a rare disease (the last 5 years). Cant work( Im Mum ) remorgaged the house several times to pay off credit card debts. Getting to the point of bankruptcy. I feel like I cant cope. Feel guilty and suicidal.

lynzpower

Hello there JJfay, and welcome.

HAvent seen you around here before..

You say your in a mess, whats happpened? Could you tell us ?

Hang in there, lets see what we can do to help.

Sending a hug xx

Wizwoo

Big hugs to you jjfay :grouphug: .

Let it all out. Tell us your story and we'll help / share whatever we can. xxx

jjfay

Dont have the strength to sit and work it all out. Sorry

Spirited_2

I think you have been really brave to admit how you are feeling to a bunch of strangers. We are here to lend an ear or shoulder, even if you don't feel able to give us more details just yet. But when you feel able to, please post, as we may be able to help. It does get better eventually, there are people here who have had unmanageable debts and got through the other side. Please keep trying.

Kindest Regards xxx

Wizwoo

No need to work anything out hun. Just let us know what's on your mind if you feel like sharing it.

How old's your daughter now? Do you have any other children?
How's your OH coping with it all?

kickingkay

jjfay
stop hold on you have time to read, we all have been where you are now trust me i have contemplated going to sleep and never waking up
six months later yes i waited six months i look at the mess that I HAVE created (im mostly to blame) and i think i am going to fit this and enjoy my debt free day which i have to say is going to be about 15 yrs time hopefully!
i still have !!!! days if i had a wand i would wave it if i was in parliment things would change but i dont and i cant i can only work on controlling my path, please keep it together keep reading and post when you feel you can im sure you will get some great advise
please from a felow desperate mum to another stick with us xxxxxxx
klare

lynzpower

Ok, fair enough,

but whats going on NOW? Do you need us to help you?

massive hug coming your way, things sound hard for you xx

Eager_Elephant

Hi jjfay,

Welcome to the board.

I know it will be very time-consuming working out for us how much you owe everyone, but maybe we could do it in bite size chunks.

How about starting off with your family, how many people, their ages, disabilities, and what money you have coming in.

Then we can look at increasing your income before we start looking at your expenditure.

If you don't feel able to post about this then can I suggest you head to your nearest Citizens Advice Bureau and seek advice from them.

There are other people that can help like Payplan, CCCS or National Debtline but they will need figures to work on and if you haven't the energy to work this out it might be a waste of a call.

In the meantime if you do not feel able to address your debts make sure you keep on top of the mortgage, council tax, gas and/or electric and make sure you all eat well.

Look forward to hearing from you soon,

EE

spirit

jjfay, Everyone really is here to help and I guess you must have posted here for a reason. Use this forum to vent your spleen.

I know where you are coming from as I have been feelling pretty much as you are right now. But why should you let 'them' get you? It really isn't worth it. What's the worst case scenario for you jjfay?

newleaf

'The darkest hour is just before the dawn' and all that. You've done the right thing in posting here. People understand, and will be kind and helpful to you. Whatever your problems, they can be overcome with perseverance and effort. You'll find all the support you need on here. You only need to read some of the stories from other posters to realise that. I wish you luck, and hope you will post again soon. (Tried to find a hug smiley and couldn't, will this do? :wave: )